Major Gold Loan Providers in Chiplun
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Chiplun Features
Are you facing a financial crunch?
Do not know what to do?
Do not worry, Gold Loan comes as the solution for you. With less paperwork and less stress, you can avail of the loan as it is secured against gold. Also, you can get the approval of your loan within 48 hours of the verification process.
Gold Loan Chiplun loan offers the best possible interest rate for financial aid to its customers. In order to get a Gold loan, the applicant needs to have a fixed and good income source with a good credit history. The verification and loan approval process gets even accelerated with this.
Furthermore, you can avail of a gold loan amount of up to 75 per cent of the market value of gold, this is due to fluctuation in the gold market price.
Gold Loan Chiplun Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Chiplun
- Proof of Signature can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- Identity Proof can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- 2 passport size photographs.
- Proof of Address can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Additional Documents Required for Gold Loan Chiplun
- Demand Promissory Note.
- Certificate by any Jewel Appraiser which we will arrange.
- Land Proof for Agriculture Loan greater than Rs. 1 lac; not required for allied agriculture purposes.
- Proof of Income: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Chiplun
- Minimum Age-21 years and maximum- 60 years.
- Having Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Chiplun
Online Process to Apply for Gold Loan Chiplun
You can apply for HDFC Bank Gold Loan through Dialabank. With a simple online form, you are good to go. Our representative will take the load from thereafter. To make the process easier, you will get a doorstep to pick up facility for your documents.
For more information, you can call on 9878981144 anytime.
Dialabank is the best platform to apply for any type of loan online as:
- Dialabank is India’s first financial helpline; with a promise to provide the best financial services to clients all over the country.
- In addition, you get a high LTV for your gold.
- The bank has a good reputation because of its best and fast services.
- If you choose to apply for a gold loan through Dialabank, you will get a low HDFC Gold Loan Interest Rate.
- Dialabank has a doorstep document pickup facility to ease the process for the customer.
- If you apply for a gold loan through Dialabank, less paperwork is required.
- Most importantly, the Relationship managers are trained to guide you in the process of Gold Loan.
- Dialabank has a free of cost guidance policy which implies that there are no additional charges to apply for a gold loan online on the website of Dialabank.
Offline Process to Apply for Gold Loan Chiplun
The loan seeker can avail a loan with the guidance of near branches. For that purpose, Google search Gold Loan near me to get to grasp regarding all the branches of banks and finance firms that provide gold loans close to you. You will be able to analyse and then opt for among them otherwise, go for Dialabank which might create the method convenient and quicker for you.
Then you would like to travel to any or all those departments and apply for a loan. you’ll even have to go to persistently to urge your loan approved.
On the opposite hand, there area unit some banks and finance firms with a quicker method that area unit HDFC Gold Loan branches and Muthoot Gold Loan branches. HDFC Gold Loan Branches will assist you to get the loan in a very a lot of convenient manner. to seek out a close-by branch, search Muthoot Gold Loan close to ME. Google can find all the near Muthoot Gold Loan Branches.
Processing Fees / Prepayment Charges on Gold Loan Chiplun
CIBIL Score Required for Gold Loan Chiplun
A good CIBIL score is incredibly necessary before you decide on to use for a gold loan as virtually every financial organization has its criteria of the minimum CIBIL score needed to method a Gold application in Chiplun. A minimum score of 750 is needed to further method your application.
The establishments think about a close behaviour of the previous loan likewise therefore the CIBIL score isn’t the sole criterion. The main points embrace the kind of loan likewise because of the quantity borrowed. A recent loan will face issue in approval if there’s any late payment throughout the previous loans taken. it’s important to own a decent CIBIL score before applying for a loan.
Gold Loan Chiplun Agents