Gold Loan Chiplun

AT 0.75%* INTEREST RATE
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    Gold Loan Chiplun

    Major Gold Loan Providers in Chiplun

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chiplun Features

    Gold loan Chiplun

    Are you facing a financial crunch?

    Do not know what to do?

    Do not worry, Gold Loan comes as the solution for you. With less paperwork and less stress, you can avail of the loan as it is secured against gold. Also, you can get the approval of your loan within 48 hours of the verification process.

    Gold Loan Chiplun loan offers the best possible interest rate for financial aid to its customers. In order to get a Gold loan, the applicant needs to have a fixed and good income source with a good credit history. The verification and loan approval process gets even accelerated with this.

    Furthermore, you can avail of a gold loan amount of up to 75 per cent of the market value of gold, this is due to fluctuation in the gold market price.

    Gold Loan Chiplun Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Chiplun

    • Proof of Signature can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    • Identity Proof can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    • 2 passport size photographs.
    • Proof of Address can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

    Additional Documents Required for Gold Loan Chiplun

    • Demand Promissory Note.
    • Certificate by any Jewel Appraiser which we will arrange.
    • Land Proof for Agriculture Loan greater than Rs. 1 lac; not required for allied agriculture purposes.
    • Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Chiplun

    1. Minimum Age-21 years and maximum- 60 years.
    2. Having Indian Nationality.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Chiplun

    Online Process to Apply for Gold Loan Chiplun

    You can apply for HDFC Bank Gold Loan through Dialabank. With a simple online form, you are good to go. Our representative will take the load from thereafter. To make the process easier, you will get a doorstep to pick up facility for your documents.

    For more information, you can call on 9878981144 anytime.

    Dialabank is the best platform to apply for any type of loan online as:

    • Dialabank is India’s first financial helpline; with a promise to provide the best financial services to clients all over the country.
    • In addition, you get a high LTV for your gold.
    • The bank has a good reputation because of its best and fast services.
    • If you choose to apply for a gold loan through Dialabank, you will get a low HDFC Gold Loan Interest Rate.
    • Dialabank has a doorstep document pickup facility to ease the process for the customer.
    • If you apply for a gold loan through Dialabank, less paperwork is required.
    • Most importantly, the Relationship managers are trained to guide you in the process of Gold Loan.
    • Dialabank has a free of cost guidance policy which implies that there are no additional charges to apply for a gold loan online on the website of Dialabank.

    Offline Process to Apply for Gold Loan Chiplun

    The loan seeker can avail a loan with the guidance of near branches. For that purpose, Google search Gold Loan near me to get to grasp regarding all the branches of banks and finance firms that provide gold loans close to you. You will be able to analyse and then opt for among them otherwise, go for Dialabank which might create the method convenient and quicker for you.
    Then you would like to travel to any or all those departments and apply for a loan. you’ll even have to go to persistently to urge your loan approved.

    On the opposite hand, there area unit some banks and finance firms with a quicker method that area unit HDFC Gold Loan branches and Muthoot Gold Loan branches. HDFC Gold Loan Branches will assist you to get the loan in a very a lot of convenient manner. to seek out a close-by branch, search Muthoot Gold Loan close to ME. Google can find all the near Muthoot Gold Loan Branches.

    Processing Fees / Prepayment Charges on Gold Loan Chiplun

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Chiplun

    A good CIBIL score is incredibly necessary before you decide on to use for a gold loan as virtually every financial organization has its criteria of the minimum CIBIL score needed to method a Gold application in Chiplun. A minimum score of 750 is needed to further method your application.

    The establishments think about a close behaviour of the previous loan likewise therefore the CIBIL score isn’t the sole criterion. The main points embrace the kind of loan likewise because of the quantity borrowed. A recent loan will face issue in approval if there’s any late payment throughout the previous loans taken. it’s important to own a decent CIBIL score before applying for a loan.

    Gold Loan Chiplun Agents

    One of the most trusted and respectable gold loan agents in Chiplun is Dialabank. You can apply online at our website Dialabank or give a call at 9878981144

    Dialabank assists you to find the most effective alternative amongst varied Banks and NBFCs by giving you a comprehensive and well-structured market comparison of many banks which can successively facilitate in creating the correct alternative without fear regarding complicated processes. Visit our web site and fill online type form with some details then our manager can contact you presently.

    Gold Loan Chiplun Contact Number

    Call 9878981144 for instant help as well as Gold Loan approval in Chiplun right now.

    Pre Calculated EMI Table for Gold Loan Chiplun

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chiplun

    Chiplun lies in the Ratnagiri district in the state of Maharashtra. The name of the city means “The adobe of Lord Parshuram” and has a rich culture. The top attractions include Walavalkar Shivaji Maharaj Museum, Narayan Lake Parshuram temple, and the Akkalkot Swami Math.