Best Banks for Gold Loans in Chinchwad
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Chinchwad Features
Gold is generally kept away in bank lockers or safely at home, but you can get instant cash with the help of a gold loan which can help in mobilizing your personal assets because of lower interest rates of gold loans as compared to other ‘unsecured’ loans, it is becoming more and more preferred loans among people. Gold Loan is an easy and straightforward way to get instant finance. A gold loan is a loan secured against gold pieces of jewelry or ornaments. Gold loan is a loan that is given against particular physical security of gold.
- You get 100% Safety & Security of your Gold Jewellery
- Get your Loan processed in less than 30 minutes
- It takes just a few minutes to sanction Gold Loan Chinchwad.
- The money is offered to the customer after a quick evaluation of gold.
- It is free from the hassle of lengthy paperwork.
- Easy repayment schemes on Gold Loan Chinchwad
- Minimal Documentation for Gold Loan Chinchwad
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- Low-interest rates on Gold Loan Chinchwad.
- Enjoy Anytime Liquidity.
Gold Loan Rate Per Gram Today in Chinchwad
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Chinchwad Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Chinchwad Documents Required
- Proof of Identity: Driving License/Passport Copy/ Voters ID card
- Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax certificate/Ration card/ /Trade license /Shop & Est.
- Signature Proof
- Passport Copy
- Banker’s verification/cheque.
- Driving License
- 2 passport size photographs.
Additional Documents Required for Gold Loan Chinchwad
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Chinchwad Eligbility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Chinchwad
Offline Process to Apply for Gold Loan Chinchwad
The applicant also has an option to avail of a Gold Loan from various banks at nearby branches. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Online Process to Apply for Gold Loan Chinchwad
To apply for a Gold Loan Chinchwad, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:
- Click here and fill the form.
- Relationship Manager Will Call applicant in Next 2 Working Hours.
- Compare personal loan offers from several banks and NBFCs on the DialaBank website.
- Check the eligibility and View the best offers available.
- Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
- After selecting the bank, fill out a form to process the loan application.
- Upload all the documents or schedule document pickup from home or office.
- After your documents are verified, the bank’s executive will give the applicant a verification call.
- The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
Processing Fees / Prepayment Charges on Gold Loan Chinchwad
CIBIL Score Required for Gold Loan Chinchwad
You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.
Gold Loan Chinchwad Agents and Contact Number
Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Chinchwad. You can apply online at dialabank.com or even give a call at 9878981166.
Dialabank is your best agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison.
Pre Calculated EMI Table for Gold Loan Chinchwad
About Chinchwad
Chinchwad is a locality in Pune, Maharashtra. It is renowned for its Posh areas, Peth Areas & a visionary urban planned infrastructure. It is home to growing corporate and business families. It is one of the fastest-growing cities in Maharashtra.
