Major Gold Loan Providers in Chembur
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Chembur Features
Urgent Cash requirement?
Does extra Income sound like a better idea?
Don’t like the idea of High-interest rates and elaborated procedure?
Don’t know what to do?
Well, all the answers lie right in your locker – GOLD LOANS. Gold Loans, the most effective, secured and easiest financial service at your disposal. Gold Loan, low-interest rates and super fast.
Financial services like no other in the market; requires a nominal amount of paperwork and zero to no hustle at all. Gold loan in Chembur ensures that the loan is processed after all the verification is done within 48 hours.
The Gold Loan providers in Chembur are making sure that your loan doesn’t take a toll on your pocket by extending the most affordable interest rates. Get a speedy verification done if the applicant has a good credit history and a standard income source. It’s that easy!
Get up to 75% loan of your golds market value, due to the fluctuating market rates.
Gold Loan Chembur Interest Rates
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Chembur
- Identity proof can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- Passport size photographs required- 2
Additional Documents Required for Gold Loan Chembur
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Chembur
- Age- a minimum of 21 years and maximum of 60 years
- Must be of Indian Nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Chembur
Online Process to Apply for Gold Loan Chembur
One can apply for the HDFC Bank Gold Loan at Dialabank.
A simple online form is required to be filled; you will get a call back from our representative.
You’ll receive a document to pick-up facility from your doorstep.
You can call on 9878981144, anytime for more information.
Some of the reasons why Dialabank is considered as the best source to apply for Gold Loan online are the following:
- Dialabank, the first-ever financial helpline; providing financial support to customers all over India.
- We at Dialabank are guiding the customers free of cost; without additional charges of applying for a gold loan online on our website.
- One gets higher LTV (loan-to-value) on their Gold.
- Best and Fast services by Dialabank has fetched it an amazing market name and reputation.
- If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate.
- A document pickup facility from the doorstep of the customer to ease the process, provided by Dialabank
- Apply for a Gold loan per gram with the minimal hustle of paperwork with Dialabank.
- Finally, trained Relationship Managers are available throughout the process of the Gold loan to guide you.
Offline Process to Apply for Gold Loan Chembur
The option of availing gold loan from nearby branches is also available by searching ‘Gold Loan near me’, on Google. All the banks and finance companies providing gold loan near your location will be enlisted. Now, all you need to do is to select the bank according to your preference and knowledge or let Dialabank save you from that hustle.
After visiting and applying in the departments you found you have to visit many very times to get your loan approved.
HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster, hence you can search for these branches on google.
Processing Fees / Prepayment Charges on Gold Loan Chembur
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Chembur
CIBIL score is one of the mandatory boxes to be checked before applying to a gold loan thus, every leading financial institution has its criteria for the minimum CIBIL score for processing a gold loan. Most institutions require a minimum score of 750 to process your loan application.
Apart from CIBIL score, the institutions also take a detailed look at your credit history that is, details on the type of loan taken, the amount borrowed and any delayed payments for previous loans. These factors can act as a boon or ban for availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.
Gold Loan Chembur Agents
Chembur’s best leading gold loan service providers are Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144
With Dialiank you don’t have to worry about complex information and comparison analysis of different banks and NBFC’s. Dialabank almost acts as a filter for providing you with the best option to get a gold loan according to your choices and preferences to make the best and right choice. Visit our website www.dialabank.com to fill a simple online form asking a few details and soon after will you receive a call from our customer relationship manager to help you at all times throughout the process.
Gold Loan Chembur Contact Number
Call 9878981144 and get instant help and approval for Gold Loan in Chembur right now.
Pre Calculated EMI Table for Gold Loan Chembur
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Chembur
Chembur is an upmarket large suburb in eastern Mumbai, India. Before reclamation, Chembur lay on the north-western corner of Trombay Island.
It is suggested that Chembur is the same place referred to as Saimur by the Arab writers(915–1137), Sibor in Cosmas Indicopleustes(535), Chemula in the Kanheri cave inscriptions(300–500), Symulla by the author of the Periplus of the Erythraean Sea(247), Symulla or Timulla by Ptolemy(150), and perhaps even Perimula by Pliny(A.D. 77). This is, however, disputed.
Chembur is also said to be a reference to Chevul at the mouth of the Kundalika River on mainland Maharashtra. Later, the area occupied was said to have occupied a branch of an animal home.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली
