Best Banks for Gold Loan in Chandranagar

Gold Loan Chandranagar Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. They prove to be the best aid at the time of financial crisis. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit mostly for short-term credits. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest at regular intervals.

Gold Loan Rates Per Gram Today in Chandranagar

Gold Loan Chandranagar Interest Rates and Charges

Gold Loan Chandranagar Documents Required

1. Proof of identity such as Driving License/Passport/Aadhar Card/PAN Card, etc
2. Filled in application form
3. Proof of signature: Passport Copy/Driving License/Banker’s verification/cheque.
4. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose).
5. Proof of Income (i.e. salary slips/ Form 16) of borrower
6. Proof of residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
7. Bank will arrange Certificate by the Jewel Appraiser.
8. 2 recent passport size photographs (colored)
9. A Demand Promissory Note.

Gold Loan Chandranagar Eligibility Criteria

1. He/She should be salaried or self-employed
2. The minimum age of the individual should be 21 years and maximum up to 60 years.
3. Nationality of applicant should be Indian

How to Apply for Gold Loan Chandranagar

Online Process to Apply for Gold Loan Chandranagar

• In no time you can apply for the Gold Loan at Dialabank.
•  Yoy have to just fill an online form with the necessary details.
• Our relationship manager will then contact you for any assistance required
• You can also avail document pick up facility from your doorstep.
• For further assistance, you can call on 9878981166.

Dialabank is considered as a leading platform to apply for a gold loan online. So many reasons are there behind this:

1. It provides the best financial services to customers all over the country; Dialabank is India’s first financial helpline.
2. Gold Loans can be availed at low rate of interest with minimum documentation requirement
3. Because of its best services Dialabank has a good reputation among the customers.
4.  Document pickup facility from doorsteps is available
5. Any charge any additional service fees, is not taken by DialaBank.
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Chandranagr

One more process to avail Gold Loan is that it requires physically visiting the nearby banks. Also called as offline process.

The applicants need to search for the nearby banks offering Gold Loans and visit the nearest branch. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Chandranagar

CIBIL Score Required for Gold Loan Chandranagar

Most of the major banks and NBFCs offer Gold Loan without asking for CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria