About Gold Loan Chandikhol
Major Gold Loan Providers in Chandikhol
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Features of Gold Loan Chandikhol
Life is about fulfillment and making the most of it with contentment.
Gold Loan is here to here to help you and overcome all of your wants that are related to budgetary slacks. You can benefit your gold loan credit without perspiration. The financing cost on the gold development is amazingly apparent and it similarly requires the least documentation.
Gold Loan is such a development wherein candidates can apply adequately from the bank. An applicant would be able to protect their gold with the bank as advance protection security. Gold must be accessible as jewelry, which suggests that no gold bars or coins are recognized.
- You can profit Loan up to Rs.1 Crore or more and up to 70% of noteworthy worth in any capacity whatsoever
- You get 100% Safety and Security of your Gold Jewelry
- Get your Loan disbursal in less than 30 minutes
- Interest Liquidity.
- No EMI
- Lower Interest Rates
- Direct documentation and quick procedure.
- Gold rate changes depending upon the market rate of gold.
- The advance expense is payable as indicated by the fundamental proportion of the overdraft that you use.
Gold Loan Chandikhol Interest Rates
10.70% is the basic yearly rate of interest you can expect on gold loan advances. Moreover, you can close your Loan before time and maintain a strategic distance from the pending EMIs and their different financing cost aggregate. The dispossession charges stretch out from 0-3% of the loan aggregate.
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Chandikhol
- Resident evidence: the reports required for the address confirmation includes- (passport/ID card/Voter card/aadhaar card/proportion/card/driving permit) and on the off chance that the candidates are living in rental lofts, at that point needs to present his electricity power bill on his name and address of the proprietor.
- ID evidence: visa/ID card/Voter card/aadhaar card/proportion/card/driving permit) any of them.
- Two passport size photographs: (Applicants ought not to wear any glasses)
- Signature Proof: Passport Copy/Driving License/Banker’s confirmation/cheque.
Know More – Gold Loan: Factors to Remember
Eligibility Criteria for Gold Loan Chandikhol
- The age of the applicant should be more than 18 years.
- The maximum age of the applicant can be 65 years.
- Must be an inhabitant of India.
- The competitor should have gold more than 10 grams.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Chandikhol
Online Process to Apply for Gold Loan Chandikhol
To apply for Gold Loan Chandikhol, Applicants don’t need to visit the bank’s office as competitors can apply for it online at DialaBank. The technique is straightforward and supportive. This incorporates only a few stages:
- Fill the online application form.
- Relationship Manager will get in touch with the applicant soon.
- Consider gold loan recommendations from a couple of banks and NBFCs on the DialaBank site.
- Check the capability and view the best offers available.
- Select the appropriate bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
Offline Process to Apply for Gold Loan Chandikhol
The applicant moreover has a choice to benefit o a Gold Loan from the near by branches. To do accordingly, search Gold Loan near me on google. It will enlist all the neighboring branch divisions from where you can benefit the loan credit. By then, you should visit again and again until the development support is attested.
Consequently, as it will in general be an outstandingly tiring and dull methodology, you can pick Dialabank to do likewise for you. You can benefit progress from Gold Loan Branches. Similarly as to find a branch that is nearby, search Gold Loan near me. Google will enlist all the Gold Loan Branches near you
Processing Fees / Prepayment Charges on Gold Loan Chandikhol
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Chandikhol
A satisfactory CIBIL score of a candidate profits them when applying for Gold Loan Chandikhol
Know More – What is CIBIL Score?
Dialabank is the main operator for benefiting Gold Loan in Chandikhol. You can apply online at Dialabank or give a call at 9878981166
Gold Loan Chandikhol Contact Number
Call 9878981166 and get instant help and endorsement for Gold Loan in Chandikhol.
About Chandikhol
Chandikhol is a town in Jajpur district in the state of Odisha. The name Chandikhol is derived from the name of the goddess Chandi.
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