Gold Loan Chandigarh

Major Gold Loan Providers in Chandigarh

Gold Loan Chandigarh Features

Running short out of cash?

Do not know what to do?

Do not worry Gold Loan is available for you. This loan requires less paperwork, as it is unsecured in nature and you can get your loan approved within 48 hours after all the verification process.

GoldLoan Delhi loan provides financial aid to the customers at the best affordable gold loan interest rate. To get a Gold loan, the applicant needs to have a rigid and good income source and has a good credit history, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 per cent of the market value of gold; this is due to fluctuation in the gold market price.

Gold Loan Chandigarh Interest Rates – Jan 18 2025

Gold Loan Per Gram For All Major Bank in Chandigarh – Jan 18 2025

Gold Loan Eligibility Criteria in Chandigarh

Documents for Gold Loan Chandigarh

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Chandigarh

1. The applicant should be at least 21 years of age
2. The applicants’ age should not be more than 60 years
3. He/she should be a national citizen

How to Apply for Gold Loan Chandigarh

Online Process to Apply for Gold Loan Chandigarh

You can apply for the HDFC Bank Gold Loan at Dialabank.

You have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

For more information, you can call on 9878981144 anytime.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this; some of them are:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Dialabank guides the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank.
3. One more thing is that you will get a high LTV of your gold.
4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
5. If you apply for a gold loan on Dialabank, you will get a low HDFC Gold Loan Interest Rate.
6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
7. Also, while applying for a gold loan per gram through Dialabank, very little paperwork is required.
8. Finally, the Relationship managers are trained thoroughly to guide and serve you in Gold Loan’s entire process.

Offline Process to Apply for Gold Loan Chandigarh

The applicant also has an option to avail Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

You have to visit those departments and apply for a loan and have to visit many times before than loan gets finally approved.

Some banks and finance companies where this process is much faster are HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Chandigarh

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Chandigarh

Having a good CIBIL score is Musa t before applying for a gold loan. That is why every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Chandigarh