Gold Loan Chandausi

AT 0.75%* INTEREST RATE
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Gold Loan Chandausi

Major Gold Loan Providers in Chandausi

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Chandausi Features

Gold is a precious asset to everyone. People often try to invest in gold using their savings, they keep their gold in their homes and in lockers to keep it safe. But what if your gold can help you in your bad times? Taking Gold Loan is one of the safest and best option to overcome financial issues.

Individuals can turn their gold into cash instead of keeping it idle at home. The gold loan helps you to cater to the required funds without any hassle. Also, there is no use restriction of the gold loan amount and one can use this loan amount anywhere they want.

Gold Loan Chandausi Interest Rates

Check latest interest rates of gold loan at dialabank.

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Chandausi

  • Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card)
  • Address Proof can be a Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license 
  • Passport Copy/Driving License/Banker’s verification/cheques are accepted as Signature Proof.
  • Two passport size photographs.

Additional Documents Required for Gold Loan Chandausi

  •  In the case of Agriculture Loan of more than Rs. 1 lac, Land Proof is needed, if the loan is for allied agriculture purposes then the proof is not required.
  • A Demand Promissory Note is a must.
  • A Jewel Appraiser certificate (Bank can look after).
  • Salary Certificate and Form No.16 will do as Income Proofs.

Eligibility Criteria for Gold Loan Chandausi

  • Should be an Indian National.
  • Must be a minimum of 21 years of age.
  • The maximum age limit allowed is 60 years.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Chandausi

Online Process to Apply for Gold Loan Chandausi

You can visit the Dialabank website and apply for the gold loan online. The process is less complex and user friendly. For further details, you can always call us on 9878981166.

To apply for a gold loan through Dialabank.

  1. Go to the Dialabank site.
  2. Fill a basic information form.
  3. Click to request a quote.
  4. Our relationship manager will soon contact you as soon as possible.

Dialabank is the premier institution to apply for a gold loan online. Dialabank never charges the customer with any sort of hidden. Also, Our relationship managers trained to provide a hassle-free experience to the customer. We also try to offer the lowest rate of interest available to our clients. Dialabank demands very little paperwork to process the loan application of our clients. We provide our customers with free doorstep documents pickup facility so that the applicant need not face any hectic issue.

Offline Process to Apply for Gold Loan Chandausi

Customers also have the option to apply for a gold loan offline from the institutions near to their location. All they have to do is do a google search for banks and NBFCs in their locality. The applicant can visit them and check which suits their requirements the best.

Although, this process can take a lot of time and can prove to be a hectic one. Instead, customers can apply on DialaBank right away and get assured of the best value for their gold.

Processing Fees / Prepayment Charges on Gold Loan Chandausi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Chandausi

  • Good CIBIL Score will reduce the rejection risk
  • 750 is considered as a good CIBIL Score.
  • Your past loan payment behavior is also tracked.
  • Any delay in the payments of previous loans will be harmful to your loan approval chances.
  • So, better to make sure that your CIBIL score is good when you apply for a loan.

Gold Loan Chandausi Agents

Dialabank has been associated with many loans providing institutions, hence it is the leading agent for availing gold loan in Chandausi. Dialabank provides clients with assistance to get a detailed and structured market comparison of gold loans.  

Gold Loan Chandausi Contact Number

Call 9878981166 and get instant help regarding Gold Loan in Chandausi right now.

Pre Calculated EMI Table for Gold Loan Chandausi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chandausi

Chandausi is a district town located in the Uttar Pradesh state of India. The city has a municipal board and is situated in Sambhal district. It is well connected with other major cities like Moradabad and rail network is present on the Aligarh-Bareilly route. Chandausi is famous for its ancient temples and street food.

Check gold loan per gram rate at dialabank.

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