Gold Loan Chamba
Gold Loan is the most ideal choice accessible for the credit searchers at absolute best financing costs. A few financing specialists are accessible in the market managing these Loans. The borrower ought to go for the best arrangement with the best offer accessible.
Features of Gold Loan Chamba
- You can take Loan up to Rs.1 Crore and up to 90% of significant worth for any reason.
- You get 100% Safety and Security of your Gold Jewelry/Bars.
- Get your advance prepared in a short time.
- Appreciate Anytime Liquidity
- No EMI, Service just Interest
- Lower Interest Rates on Gold Loan Chamba
- Gold Loan Chamba has Simple documentation and quick handling.
- The overdraft limit is relying upon the market place of gold.
- The loan cost is payable the primary measure of the overdraft that you use.
Eligibility Gold Loan Chamba
- The age of the applicant should be above 18 years.
- After that, the maximum period of the applicant can be 65 years.
- The applicant should be an Indian citizen.
- The minimum weight of gold required to avail the loan is 10 grams.
Following are Best Rate offered Gold Loan Chamba:
Check latest interest rates of gold loan at dialabank.
Interest Rates |
Starting @ 1% per month |
Collateral Required |
Gold Jewellery / Gold Bars/Gold Coins |
Loan Tenure |
6 Months / 12 Months (can be renewed up to 3 Years) |
Max Funding |
Up to 80% of Gold Value |
Pre Closure Charges |
0 % to 2 % of the outstanding loan amount |
Advantages of Taking a Gold Loan Chamba
Following are Best Advantages of Gold Loan Chamba:
- No income and salary criteria
- Gold loan is available in case of lousy CIBIL Score.
- Relatively Lower interest rates- The other advantage of taking a gold loan is that they are available on low-interest rates, say 9.90-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
- You need to repay only the interest- You have the option to pay only the attention during the tenure of the entire gold loan, and at the end of tenure, you can pay the full borrowed amount in a single shot.
- Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute, and the work is done. You can get a loan up to 90% of its market value immediately.
- Less processing time- No tiresome and long documentation
Required Documents for Gold Loan Chamba
Required the following important Documents for the Gold Loan Chamba:
- Identity Proof (Aadhar Card/Passport Copy/ Voters ID card/ Driving License).
- Proof of Address (Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate).
- Signature Verification Proof (Passport Copy/Driving License/Banker’s verification/cheque)
- 2 passport size photographs.
About Chamba
Chamba is a town in Himachal Pradesh. To apply online for gold loan Chamba visits Dialabank website or call on 9592046860.
Check gold loan per gram rate at dialabank.
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