Best Banks for Gold Loan in Chalisgaon
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Chalisgaon Features
Gold Loans are now pretty easy and convenient to avail of as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit. Banks sanction Gold Loan easily because you will repay the amount along with interest for the period of the loan.
Gold Loan Rates Per Gram Today in Chalisgaon
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan Chalisgaon Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan Chalisgaon Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Proof of Address: Ration card/ Rental bill/ Passport copy/Tel, Electricity Bill/ Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Chalisgaon
- Land Proof: If the amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange a Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Chalisgaon
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Chalisgaon
Online Process to Apply for Gold Loan Chalisgaon
At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. You have to fill a simple form online to start with. After that, you will get a call back from our side representative. A document to pick up facility from your doorstep will be provided to you.
To apply for a gold loan online, Dialabank is considered the best platform. So many reasons behind this:
- First of all, it provides the best financial services to customers all over the country. Dialabank is India’s first financial helpline.
- Besides that, because of its best services, the bank has a good reputation among the customers.
- Another benefit, you will get a low Gold Loan Interest Rate if you apply for a gold loan on Dialabank.
- Also, a document pickup facility from the doorstep of the customer is provided by Dialabank.
- One more important thing is that the guidance from Dialabank to its customers is free of cost. No additional charges of applying for a gold loan online on the website of Dialabank is asked for.
- Also, very little paperwork is required, while applying for a gold loan through Dialabank.
- One more thing is that you will get a high LTV of your gold.
- Finally, to guide you in the entire process of Gold Loan, the Relationship managers are trained enough .
Offline Process to Apply for Gold Loan Chalisgaon
The applicant also can avail of an HDFC Gold Loan from the nearby branches. Searching “Gold Loan near me” on google will do for this. It will enlist all the neighboring departments from where you can avail of the loan. Then, until the loan is approved you will have to visit again and again.
Thus, it can be a very tedious and lengthy process. HDFC Gold Loan Branches also lend you loans. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Chalisgaon
CIBIL Score Required for Gold Loan Chalisgaon
There is no need for the CIBIL score for Gold LoanChalisgaon.
Gold Loan Chalisgaon Agents and Contact Number
For availing Gold Loan in Chalisgaon, Dialabank is the leading agent. Give a call at 9878981166 or you can apply online at www.dialabank.com
By providing you with a detailed market comparison of different banks so that you can make the right choice Dialabank helps you to find the best option of Banks and NBFCs. Fill a simple form with your personal and employment details by visiting our website www.dialabank.com. Our customer relationship managers will soon get in touch with you.
Call 9878981166 and get instant help and approval for Gold Loan Chalisgaon.
Pre Calculated EMI Table for Gold Loan Chalisgaon
About Chalisgaon
Chalisgaon is a town and a municipal council located in Jalgaon district in the state of Maharashtra, India. The city is connected with major cities of Maharashtra such as Dhule by railway and road, Aurangabad by road, Mumbai, Pune by railway. Dhule and Aurangabad are the nearest airports
हिंदी में जानने के लिए क्लिक करें-गोल्ड लोन चालीसगाओं
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