Gold Loan Byculla

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Gold Loan Byculla

Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.

Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

Why Choose Gold Loan Byculla?

Less processing time.
No hidden charges.
Fast Loan disbursal.
No credit checks.
No co-signer needed.
Prepayment facility.

Gold Loan Byculla Interest Rate

Being a secured loan the credit in the gold loan is available at low-interest rates. Though, the interest may vary depending upon your loan amount and tenure.

In general;

The gold loan is available at a 1% PM interest rate.
Gold Loan Interest rate – 10.70 %.
Moreover, offer a low processing fee that is 0.85%.
Further, pre-closer charges range from 0 – 2 %.

Know More – Gold Loan Interest Rate

Features of Gold Loan Byculla

You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
You get 100% Safety & Security of your Gold Jewelry
Get your Loan processed in less than 30 minutes
Enjoy Anytime Liquidity.
No EMI, Service only Interest and enjoy the Loan facility
Lower Interest Rates
Simple documentation and fast processing.
The overdraft limit varies depending on the market rate of gold.
The interest rate is payable the only amount of the overdraft that you use.

Know More – Top Reasons why Gold Loan is the best borrowing option

Documentation for Gold Loan Byculla

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16.

How to Apply for Gold Loan Byculla?

Visit our site www.dialabank.com.
Enter your details and fill the form.
Our relationship manager will call and assist you through the entire process.

Avail your Gold Loan with Dialabank and get personalized assistance

Gold Loan Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Pre Calculated EMI Table for Gold Loan

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Processing Fees / Prepayment Charges on Gold Loan

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil