Gold Loan Borivali West

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    Gold Loan Borivali West

    Gold Loan Borivali West

    Are you looking for quick disbursement of the loan but can’t think of any collateral? Are you thinking about which could be the best loan option for you? Are you in need of immediate cash to solve your problems? Then gold loan may be the best option for you.gold loan borivali west

    Gold is generally kept away in bank lockers or safely at home, but you can get instant cash with the help of gold loan which can help in mobilizing your personal assets because of lower interest rates of gold loans as compared to other ‘unsecured’ loans, it is becoming more and more preferred loans among people.

    Gold Loan is an easy and straightforward way to get instant finance. A gold loan is a loan secured against gold pieces of jewelry or ornaments. Gold loan is a loan that is given against particular physical security of gold.

    Features of Gold Loan Borivali West

    1. You get 100% Safety & Security of your Gold Jewellery
    2. Get your Loan processed in less than 30 minutes
    3. It takes just a few minutes to sanction a loan.
    4. The money is offered to the customer after a quick evaluation of gold.
    5. Gold Loan Borivali West is free from the hassle of lengthy paperwork.
    6. Easy repayment schemes.
    7. Gold Loan Borivali West requires Minimal Documentation.
    8. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    9. Low-interest rates on Gold Loan Borivali West.
    10. Enjoy Anytime Liquidity.

    Gold Loan Borivali West Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Eligibility of Gold Loan Borivali West

    1. Should be between the ages of 18 and 65 years
    2. Must be  an Indian citizen
    3. Must have gold more than 10gm

    Documents required  for Gold Loan Borivali West

    1. Proof of Identity: Driving License/Passport Copy/ Voters ID card
    2. Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax Certificate/Ration card/ /Trade license /Shop & Est.
    3. Signature Proof
    4. Passport Copy
    5. Banker’s verification/cheque.
    6. Driving License
    7. 2 passport size photographs.

    CIBIL Score Required for Gold Loan Borivali West

    There is no CIBIL score requirement to avail of a gold loan.

    Pre Calculated EMI Table for Gold Loan

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    Processing Fees / Prepayment Charges on Gold Loan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    About Borivali West

    Borivali is a conurbation located in north-west Mumbai. It is about  18 kilometers from Mumbai Airport. The population of Borivali in 2010 was 513,077.

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