Gold Loan Bokaro

AT 0.75%* INTEREST RATE
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    Major Gold Loan Providers in Bokaro

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bokaro Features

    gold loan BokaroGold is also known as yellow metal and is found everywhere. Borrowers who want to make money from gold can do so by availing of loans against gold from lending institutions. With the provision of a Gold Loan,  you can get cash against your gold with lower interest rates starting at 1% per month. The features of the gold loan are:

    1. Gold Loan has the Best customer service in a short response.
    2. Safe custody of your valuable asset.
    3. Pay interest for the exact period of the Gold Loan.
    4. Higher Loan amount depending upon Purity.
    5. Gold Loan is given in as little as five minutes.
    6. Gold Loan involves Simplified paperwork.

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    Key Features:

    ⍟ Get Loan in 30 Minutes
    ⍟ Highest Gold Rate in India
    ⍟ 100% Safety of Your Gold
    ⍟ Minimum Documentation
    ⍟ Without EMI Gold Loan
    ⍟ Gold Loan in 1 Visit
    ⍟ No Melting of Gold
    ⍟ 24 x 7 Online Payment Facility
    ⍟ No Hidden Charges

    Gold Loan Bokaro Interest Rates – Nov 07 2026

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

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    Gold Loan Per Gram For All Major Bank in Bokaro – Nov 07 2026

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min - Max Loan Amount
    HDFC Gold Loan ₹ 3,506 to ₹ 4,621 9.90% 3 to 24 months ₹ 10 thousand to 5 crore
    Private Gold Loan ₹ 3,506 to ₹ 4,821 10.00% 6 to 12 months ₹ 10 thousand to 5 crore
    Muthoot Finance Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 7 days to 36 months ₹ 3 thousand to 1 crore
    Manappuram Gold Loan ₹ 3,506 to ₹ 4,621 12.25% 12 months ₹ 3 thousand to 1 crore
    Canara Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 36 months ₹ 20 thousand to 50 lakh
    Axis Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 9.75% 12 to 36 months ₹ 20 thousand to 50 lakh
    Indian Bank Gold Loan ₹ 3,506 to ₹ 4,621 7.50% 3 to 36 months ₹ 20 thousand to 50 lakh
    Bank of Baroda Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 20 thousand to 50 lakh
    Yes Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 11 months ₹ 3 thousand to 50 lakh

    Gold Loan Eligibility Criteria in Bokaro

    Minimum and Maximum Age
    21 Yrs – 60 Yrs
    Note: However, many banks require a minimum age of 23 years
    Loan Amount
    Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh
    Interest rates are lower for a higher loan amount
    Employment Type
    Salaried and self-employed both are eligible
    Businessmen are increasingly taking gold loans to meet their working capital requirements.
    In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
    Quality of Gold
    Gold ornaments should range in between 18 to 24 Carats
    An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
    CIBIL Score
    Banks do not check CIBIL score for granting a gold loan
    However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
    Gold ornaments that can be used for availing loan
    Gold bars and coins
    Gold with 18-24 carat purity
    Employment track record and income proofs
    Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.

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    Documents for Gold Loan Bokaro

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Eligibility Criteria for Gold Loan Bokaro

    1. The applicant should be of Indian nationality.
    2. The applicant should be between ages 21 to 60 years.

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    How to Apply for Gold Loan Bokaro

    Online Process to Apply for Gold Loan Bokaro

    You can apply for the Gold Loan at Dialabank. To begin, You have to fill a simple form online.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.

    Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Besides that, the bank has a good reputation among the customers because of its best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
    4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
    5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
    6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
    7. One more thing is that you will get a high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

    The process to be followed are:

    1.  Visit our website that is Dialabank
    2. The applicant has to fill a form Online that involves necessary information.
    3. After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
    4. Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
    5. Moreover, Submit all the documents needed as proof in the bank.
    6. Gold loan is approved in some minutes and disbursed within a day.
    7. Lastly, call us directly for any quires at 9878981166, to clear any doubts.
    Offline Process to Apply for Gold Loan Bokaro

    The applicant can get a loan offline by visiting the nearby branches. Just search Gold Loan near Bokaro on google. You will get all the neighboring banks and NBFCs from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

    Thus, it can be a very tiring and time-consuming process. For any further queries kindly contact 9878981166.

    Processing Fees / Prepayment Charges on Gold Loan Bokaro

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

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    EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

    Monthly Payment EMI Scheme (₹)
    Bullet Repayment (₹)
    Month 1 27007 3625
    Month 2 27007 3625
    Month 3 27007 3625
    Month 4 27007 3625
    Month 5 27007 3625
    Month 6 27007 3625
    Month 7 27007 3625
    Month 8 27007 3625
    Month 9 27007 3625
    Month 10 27007 3625
    Month 11 27007 3625
    Month 12 27007 3625
    Bullet Payment (At the end of 12 months)
      ₹ 3 Lakh
    Total Payment ₹ 3.24 Lakh ₹ 3.44 Lakh

    CIBIL Score Required for Gold Loan Bokaro

    No CIBIL score requirement is needed to avail Gold loan in Bokaro.

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    Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Bokaro

    Bank Interest Rate Lowest EMI Per Lakh
    Eligible Loan Amount For Max Tenure
    SBI Gold Loan 7.50% Rs. 3,111
    Rs. 20 Lakh for 36 months
    Muthoot Gold Loan 11.99% Rs. 3,321
    Rs. 50 Lakh for 36 months
    Manappuram Gold Loan 12.00% Rs. 8,885
    Rs. 1 Cr for 12 months
    HDFC Bank Gold Loan 9.90% Rs. 4,591
    Rs. 50 Lakh for 24 months
    Yes Bank Gold Loan 9.99% Rs. 3,226
    Rs. 50 Lakh for 36 months
    Private Bank Gold Loan 10.00% Rs. 8,792
    Rs. 15 Lakh for 12 months
    Federal Bank Gold Loan 8.50% Rs. 8,722
    Rs. 75 Lakh for 12 months
    Canara Bank Gold Loan 7.65% Rs. 8,683
    Rs. 10 Lakh for 12 months
    Andhra Bank Gold Loan 10.70% Rs. 8,824
    Rs. 2 Cr for 12 months
    Axis Bank Gold Loan 13.00% Rs. 4,754
    Rs. 20 Lakh for 24 months
    IndusInd Bank Gold Loan 10.00% Rs. 8,792
    Rs. 10 Lakh for 12 months
    PNB Gold Loan 8.75% Rs. 8,734
    Rs. 10 Lakh for 12 months
    Fincare Small Finance Bank Gold Loan 12.99% Rs. 11,721
    Rs. 40 Lakh for 9 Months

    Gold Loan Bokaro Agents

    Dialabank is the leading agent for availing of Gold Loan in Bokaro. You can apply online at www.dialabank.com or give a call at 9878981166 in case of any queries.

    Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

    GOLD LOAN @ 0.75%*

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    Gold Loan Bokaro Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Bokaro.

    Pre Calculated EMI Table for Gold Loan Bokaro

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

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    About Bokaro

    Bokaro is one of the twenty-four districts of Jharkhand state, India. It is famous for its Steel Plant which is the biggest in Asia. It is also a popular tourist destination for people from the Eastern Region and also foreigners. Getting Gold Loan in Bokaro is effortless only when you apply for a gold loan through Dialabank. Gives us a call on call at 9592046860 or 60011600 with your city code.

    Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.

    Gold loan in other Cities

    Gold Loan Pinjore Gold Loan Wazirpur
    Gold Loan Urmar Tanda Gold Loan Tung
    Gold Loan Thara Gold Loan Tapa
    Gold Loan Talwandi Sabo Gold Loan Talwandi Bhai

    गोल्ड लोन बोकारो के बारे में हिंदी में जानिए गोल्ड लोन बोकारो


    Gold Loan Bokaro FAQs

    ✅ How does gold loan work?

    The loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.

    ✅ Is a gold loan secured?

    Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.

    ✅ Is a gold loan better than a personal loan?

    Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is unsecured and hence carries higher interest than a gold loan.

    ✅ What is the best platform to avail of a gold loan online?

    Dialabank is the best platform to get a loan. Dialabank provides you a hassle-free process as well as the lowest interest rate in the market as compared to others.

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