Gold Loan Bilaspur

Major Gold Loan Providers in Bilaspur

Gold Loan Bilaspur Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.

• You can get a loan of up to Rs.1 Crore or more & up to 75% of value for any purpose.
• You get 100% Safety & Security of your Gold Jewelry
• Get your Loan processed in less than 30 minutes
• Enjoy Anytime Liquidity.
• No EMI, Service only Interest and enjoy the Loan facility
• Lower Interest Rates
• Simple documentation and fast processing.
• The overdraft limit varies depending on the market rate of gold.
• The interest rate is payable, the only amount of the overdraft that you use.

Gold Loan Bilaspur Interest Rates – Dec 22 2024

Gold Loan Per Gram For All Major Bank in Bilaspur – Dec 22 2024

Gold Loan Eligibility Criteria in Bilaspur

Documents for Gold Loan Bilaspur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan in Bilaspur Eligibility Criteria 

1. The applicant should be between the age group of  (minimum) 21 to 60 (maximum).
2. The applicant’s nationality must be INDIAN.

How to Apply for Gold Loan Bilaspur

Online Process to Apply for Gold Loan Bilaspur

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple, user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online because it is rated the best by its users. There are many reasons behind this; some of them are:

1. Dialabank is the first financial helpline in India, providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan per gram online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
7. Dialabank provides a facility for document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Bilaspur

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Would you please select them according to your preference and knowledge? However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch that is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Bilaspur

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Bilaspur

You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Bilaspur