Gold Loan Bikaner

Major Gold Loan Providers in Bikaner

Gold Loan Bikaner Features

Gold Loans are easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a low Gold loan Interest rate and with minimal documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan Bikaner Interest Rates Jan 15 2025

Gold Loan Per Gram For All Major Bank in Bikaner Jan 15 2025

Gold Loan Eligibility Criteria in Bikaner

Documents for Gold Loan Bikaner

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Bikaner

1. Nationality of the applicant must be Indian
2. Age of the candidate should be between 21 to 65 years

How to Apply for Gold Loan Bikaner

Online Process to Apply for Gold Loan Bikaner

The process of availing a gold loan is simple with Dialabank. You can contact 9878981144 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

• Visit our site www.dialabank.com.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

Dialabank is the most suited program to apply for a gold loan per gram online. There are so many reasons behind this, Some are mentioned below:

1. Dialabank is India’s chief monetary helpline; it renders the best business services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. Gold Loans can be availed at a low rate of interest with the merest documentation requirement.
4. There is no processing fee or additional charges that are charged on the consumers for the gold loan application.
5. The Relationship administrators of Dialabank are instructed to assist the customer without any hesitance.

Offline Process to Apply for Gold Loan Bikaner

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency. The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Bikaner

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Bikaner

Gold Loan is given with 750 as the minimum CIBIL score. And the candidate should have all the required papers and should meet the eligibility guidelines.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Bikaner