Gold Loan Bhusawal

Best Banks for Gold Loan in Bhusawal

Gold Loan Bhusawal Features

Gold Loans are an appropriate and fitting way to avail short-term credit as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed. The amount of credit depends upon the purity of gold.

Gold Loan Bhusawal Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan in Bhusawal Documents Required

1. Signed Application form
2. 2 recent passport size photographs(colored) of the applicant
3. ID proof such as Driving license/passport/Aadhar card,etc
4. Proof of Address: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for allied agricultural purpose)
6. Certificate by the Jewel Appraiser (Bank will arrange)
7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
8. A Demand Promissory Note.
9. Income proof (i.e. salary slips/ Form 16) of the borrower.

Gold Loan in Bhusawal Eligibility Criteria

1. The applicant should be self-employed or salaried person.
2. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
3. Indian nationality is a must for the applicant

How to Apply for Gold Loan Bhusawal

Online Process to Apply for Gold Loan Bhusawal

• You can avail Gold Loan Bhusawal with a single click while sitting at home.
• Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
• Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
• You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
• Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the executives.

Dialabank is considered as the best platform to apply for a gold loan online for numerous reasons.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Gold Loans can be availed at low rate of interest with minimum documentation requirement
3. There is no processing fee or additional charges for availing the service through Dialabank
4. The bank has a good reputation among the customers because of its best services.
5. Dialabank provides document pickup facility from the doorstep of the customer.
6. The Relationship managers of Dialabank are trained and assist the customer

Offline Process to Apply for Gold Loan Bhusawal

If an individual wish to avail gold loan through the offline process, they can do so by physically visiting the nearest branch of any bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Bhusawal

CIBIL Score Required for Gold Loan Bhusawal

CIBIL score is not required for availing a gold loan.