Major Gold Loan Lenders in Bhosari
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Bhosari Features
Have you come across an urgent budgetary emergency and are in immediate need of instant financing. With the accessibility of Gold Loans, all the problems and strain will come to pass. Gold upgrades your excellence just as it bolsters you in your tough situations.
Gold Loan Bhosari Interest Rates
The candidate ought to be sure about Gold credit Interest rates. You can check the underneath table for the loan costs
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Bhosari
Records for the gold advance are mentioned below:
- Visa or passport photocopies or Voter id or Aadhar card is required as proof of identification.
- Rental bills or Electricity bills are required for the local evidence.
- For Signature evidence, Driving License or broker, the cheque is required.
- Two passport size photos to be provided.
Extra Documents Required for Gold Loan Bhosari
- Land Proof: if there is a requirement of Agriculture Loan measure of more than Rs. 1 lac. The confirmation isn’t required for associated farming purposes or exercises.
- A Demand Promissory Note if required.
- Pay Proof- Salary Certificate and Form No.16 if required.
Eligibility Criteria for Gold Loan Bhosari
- The candidate’s age ought to be between 21 years to 65 and the applicant also ought to have Indian citizenship.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bhosari
You can apply for a Gold credit in both on the web and disconnected mode aforementioned:
Online Process to Apply for Gold Loan Bhosari
Dialabank is considered as the best reasonable and reliable platform to apply for a gold advance on the web. There are a significant number of explanations for this:
If applying for a gold credit through Dialabank, you will profit a low HDFC Gold Loan Interest Rate.
Dialabank gives you a record pickup advantage from the doorstep itself.
One more significant thing is that the Dialabank guides the clients liberated from cost. That is, there are no extra charges of applying for a gold advance online on the site of Dialabank.
Likewise, while applying for a gold credit through Dialabank, next to no administrative work is required..
Offline Process to Apply for Gold Loan Bhosari
You can apply for the gold in the disconnected procedure likewise, exactly what you need is to, in the wake of filling the structure from the Dialabank. you will get a call from our specialists. they will propose, the best banks to take a gold advance. From, that what you need to do is the select branch and bank name, which is close to you.
Processing Fees / Prepayment Charges on Gold Loan Bhosari
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Bhosari
Cibil score isn’t required for the Gold credit. Be that as it may, if you possess a satisfactory CIBIL Score, it’ll be easier for you to avail a gold loan from any bank branch.
Click here for Mannapuram gold loan
Gold Loan Bhosari Agents
Dialabank is an eminent financial advisor which helps in getting all kinds of credits in almost no time, just by visiting the Dialabank site or ringing at 987898116. All the banks and NBFCs give advances to Gold, yet the Dialabank shows banks that have affordable interest rates and high credit sums per gold gram.
Gold Loan Bhosari Contact Number
To get instantaneous loan approval and endorsement for Gold Loan in Bhosari, Call 9878981166.
Pre Calculated EMI Table for Gold Loan Bhosari
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Bhosari
Bhosari (Marathi: भोसरी, IAST: Bhosarī), historically known as Bhojapur, is a suburb in the city of Pune, India.
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