Best Banks for Gold Loan in Bhiwani
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Bhiwani Features
One cannot meet all the requirements of life in limited income. A Gold Loan is a scheme that offers funds to people according to the market rate of gold. The money derived through this scheme can be used for any purpose according to the customer’s requirements.
A gold loan is one asset that can be a savior during the financial crisis. It is secured, short-term, safe and is available at low- interest rates. Gold Loan Bhiwani is a secured form of a loan with repayment for a period of up to 1 year. The interest rate changes from bank to bank. Thus, it becomes necessary to check the availability of low-interest rates across all banks. DialaBank does this job for you by providing you with the best offers on Gold loan.
- You can avail Gold Loan Bhiwani up to Rs.1 Crore or more & up to 70% of value for any purpose.
- You get 100% Safety & Surety of your Gold Jewellery
- Get your Gold Loan Bhiwani processed in 30 minutes.
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan service.
- Lowest Interest Rate On Gold Loan
- Simple documentation and fast processing
- The overdraft limit varies on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you utilize.
Gold Loan Rate Per Gram Today in Bhiwani
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Bhiwani Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Bhiwani Documents Required
- Any Proof of Identity of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Any Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Bhiwani
- Land Proof is required: In the case of an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange this for you).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Bhiwani Eligibility Criteria
- Age: Minimum 21 years and maximum (at loan maturity) 60 years.
- Gold jewelry should be owned by the candidate or any of the family members.
- An applier must be a citizen of India.
- He/she should have 10 grams of gold.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bhiwani
Online Process to Apply for Gold Loan Bhiwani
You can apply for the Gold Loan through Dialabank. The process is simple and straightforward. You have to do just fill a form online.
After that, you will get a call back from our operator. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about gold loan Bhiwani, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan via online. There are reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to candidates all over the country.
- Besides that, the bank has a good reputation among the customers because of its fast and best facilities.
- If you are applying for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. There are no secondary fees for applying for a gold loan online on the website of Dialabank.
- When you apply for a Gold loan per gram with Dialabank, very little paperwork is required.
- One more thing, you will get a high LTV of your gold.
- Finally, the Relationship managers are trained to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bhiwani
The applicant also has an option to avail of a Gold Loan from the nearest branch. To do so, you can search Gold Loan near me on google. It will enlist all the departments from where you can avail of the loan. Then, you have to visit the branch with Gold ornament to get a loan.
Processing Fees / Prepayment Charges on Gold Loan Bhiwani
CIBIL Score Required for Gold Loan Bhiwani
There is no need for the CIBIL score for Gold Loan Bhiwani.
Gold Loan Bhiwani Agent and Contact Number
Dialabank is the leading agent for availing Gold Loan Bhiwani. You can apply online at www.dialabank.com or call us at 9878981166.
Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Bhiwani Contact Number
Call 9878981166 and get instant help and approval for Gold Loan Bhiwani.
Pre Calculated EMI Table for Gold Loan Bhiwani
About Bhiwani
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