Gold Loan Bhayandar East

Major Gold Loan Providers in Bhayandar East

Gold Loan Bhayandar East Features

Gold can be a valuable asset that can get you out of a cash crunch during the financial crisis. Gold loans are offered against your gold ornaments which you can use to make up your expenses. Gold loans are sanctioned quickly too with most of the banks transferring money in the accounts within a few hours. Customers get assured security for their gold and they also get maximum value for their gold depending upon the gold’s market price.

The documentation process for gold loans is also easily manageable with most of the banks demanding very basic proofs for the application process.

Gold Loan Bhayandar East Interest Rates

Documents for Gold Loan Bhayandar East

• Signature Proof: Passport Copy/Driving License/cheques.
• 2 colored passport size photos.
• Ration Card /Electricity Bill/Passport/Sales Tax testament will be considered as Address proof.
• Passport/Voters ID/Aadhaar card/Driving License as Identity proofs.

Additional Documents Required for Gold Loan Bhayandar East

1. Land evidence needs to be submitted in case of Agriculture Loan worth more than Rs. 1 lac. No proof is required for allied agriculture purposes.
2. A Demand Promissory Note.
3. A Jewel Appraiser Certificate(Bank will look into it).
4. Salary Certificate and Form No.16 as Income proofs.

Eligibility Criteria for Gold Loan Bhayandar East

•  The minimum age required is 21 years and the maximum allowed is 60 years.
• The applicant must have Indian Nationality.

How to Apply for Gold Loan Bhayandar East

Online Process to Apply for Gold Loan Bhayandar East

To apply for a Gold Loan, Applicants can visit the DialaBank website. The process is quite easy & feasible. Few steps involved are:

• Click here to fill the details and submit the form.
• Our Relationship Manager Will Call contact you in the Next 2 Working Hours.
• Users can compare gold loans offered by different banks and NBFCs on the DialaBank website.
• Check the eligibility criteria and view the best offers available accordingly.
• Upload all the documents or you can schedule document pickup from your home or office.
• After the verification of documents is done, the bank’s executive will call the applicant for verification.
• The loan amount will be transferred to the applicant’s account in 3 to 5 working days if the loan gets approved.

Offline Process to Apply for Gold Loan Bhayandar East

Customers can also avail offline loan process for Gold Loan at the nearby branches. To do so, simply google search Gold Loan near your location. A list will show up all the neighboring banks/institutions where you can apply for the loan. Then, you will have to visit the place until you get the loan approved.

Although, this can be a very lengthy and tiring process. So it is better recommended that you should apply for a gold loan online which will save you time and energy.

Processing Fees / Prepayment Charges on Gold Loan Bhayandar East

CIBIL Score Required for Gold Loan Bhayandar East

A decent CIBIL score is undoubtedly a must before applying for gold loan, the reason is that every loaning foundation has its own way to sanction loans and for that, a good CIBIL score is required to approver the gold Loan application. Some may consider low CIBIL score too , while most of them demand a base score of 750 to process your loan application.

In addition to your CIBIL score, the organizations take a good look at the past loans taken. Any failure to the installments of past loans can prove to be a negative view in your application. So make sure your CIBIL score is acceptable before applying for a fresh loan.