Major Gold Loan Provide in Bharthana
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Bharthana Features
Are you running out of cash? Do not need to worry, the Gold loan is available for you. This loan is secured in nature with minimum documentation and less paperwork. This loan will get approved within 48 hours after the verification process.
Gold Loan Bharthana is a secured loan that offers financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have Gold with Purity Ranging between 18k to 24k.
Furthermore, you can avail the loan amount in your account within 24 hours after the documentation is completed.
Gold Loan Bharthana Interest Rates
Check latest interest rates of gold loan at dialabank.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Bharthana
- Passport size photograph -2
- Address Proof such as Driving License / Ration Card / Voter ID Card/Aadhaar Card / Passport Copy / registered lease agreement with not older than 3 months utility bills in the name of landlord (anyone)
- ID Proof such as Driving License / PAN Card / Passport Copy / Voter ID Card / Form 60/61/Aadhaar Card / Ration Card. (Anyone document needs to be submitted)
- Proof of land in case of agriculture loan amounting more than 1 lakh.
Additional Documents Required for Gold Loan Bharthana
- A Demand Promissory Note.
- Salary Certificate and Form No.16 as Income proof
- Certification by the Jewel Appraiser (Bank will arrange).
Eligibility Criteria for Gold Loan Bharthana
- The minimum age of the applicant should be 21 years and a maximum of up to 60 years.
- Indian Nationality is a must.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bharthana
Online Process to Apply for Gold Loan Bharthana
You can apply for the Gold Loan from Bharthana at Dialabank.
You have to fill a form online.
After filling that, you will get a call from our representative. Furthermore, you will get a facility of pickup from your doorstep.
For more information about a gold loan, you can call on 9878981166 anytime.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:
- Dialabank is India’s first financial helpline; it provides the best and fast financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers due to its best and fast services.
- Dialabank guides the customers free of cost. That is, there are no supplementary charges of applying for a gold loan online on the website of Dialabank.
- If you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- One more thing is that you will get a high LTV of your gold.
- Also, while applying for a gold loan through Dialabank, lesser documentation is required.
- Dialabank provides a document pickup service from the doorstep of the customer to ease the process.
- Finally, the Relationship managers are instructed thoroughly to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bharthana
The applicant has an option to avail of Gold Loan from the nearby institution branches. To do so, type Gold Loan near me on google. It will show all the branches of banks and finance companies providing loans near you. You need to pick them according to your knowledge and preference, this is what Dialabank does for you in a quicker manner.
Processing Fees / Prepayment Charges on Gold Loan Bharthana
CIBIL Score Required for Gold Loan Bharthana
Having a good CIBIL score is a must when you are applying for a gold loan. The institutions also look at the detailed behavior on the previous loans that you have taken. This includes details on the loan type and the amount borrowed. That is why every lending institution has its own criteria for the CIBIL score. Most institutions require a minimum CIBIL score of 750. Any late payments for previous loans can act as a barrier to your availing a fresh loan. So, good Credit history is a must for getting a loan.