Gold Loan Bhandup

Best Banks for Gold Loan in Bhandup

Gold Loan Bhandup Features

If you are running out of your cash reserves and disturbed about your financial prospects, investments in gold might come handy in this situation. Gold is always a suitable investment to consider. The market price of Gold is generally high but fluctuates once in a while, thus any investment in gold is helpful in financial distress.

Since the Gold Loan is available for you, you can consider taking one from any well-reputed bank. With almost paperless documentation, you can get a secured gold loan approved within 48 hours after all the verification process.

Gold Loan Bhandup promises to provide financial aid to the customers at the most reliable and affordable Gold loan interest rate. Getting a gold loan is not a herculean task. If a person has a good credit history along with a decent source of income, the process gets easier and faster for everyone.

Moreover, you may get a loan of up to 75 percent of the market value of gold, this happens due to the fluctuations in the market price of the gold.

Gold Loan Rate Per Gram Today in Bhandup

Gold Loan Bhandup Interest Rates 

 Gold Loan in Bhandup Documents Required 

1. Identity Proof: For identity proof, any of the documents would work like -Passport Copy, Voters ID card, Driving License, Aadhaar card, or any other Govt. recognized ID.
2. Address Proof: For residence proof, a candidate might need to show documents like – Ration card, Telephone Bill, Electricity Bill, Rental bill, Passport copy, Trade license, Shop & Est. License, or Sales Tax certificate.
3. Signature Proof: For the proof of signature, anything like -Passport Copy, Driving License, Banker’s verification cheque would be helpful.
4. 2 passport size photographs are also required.

Additional Documents Required for Gold Loan Bhandup

1. Land Proof: For agriculture loan of more than Rs 1 lac, it is needed. Otherwise, no proof is asked for allied agriculture purposes.
2. A Demand Promissory Note, if demanded by the bank.
3. Certificate by the Jewel Appraiser (Bank will provide).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Bhandup

1. The age of the applying candidate should be in between 21 years and 60 years
2. Must be an Indian national, you may need to provide proof (in rare cases)

How to Apply for Gold Loan Bhandup

Online Process to Apply for Gold Loan Bhandup

Through the website of Dialabank, you can apply for Gold Loans from several top-notch banks like HDFC, Private, Muthoot, and others. While registering online, you’ll have to give some of your personal and employment details. Later on, a representative from Dialabank will call you back.

Besides, you will also be provided with the document pickup facility to fast-track the verification process for loan approval.

You can know a bit more if you call on 9878981166

Dialabank is acknowledged as an eminent platform to apply for the Gold Loan online, there might be multiple reasons, some of them are:

1. Dialabank is the Nation’s first financial helpline which provides the best financial services to customers all over India.
2. Dialabank provides free services. You can apply for a gold loan via the website of Dialabank without paying anything.
3. To make you feel financially fulfilled, you will get a high LTV of your gold.
4. The Bank holds a reputed image in the eyes of customers because of its smart and fast services.
5. While applying online through Dialabank, you might get a low-interest rate on Gold loans from other banks as well.
6. To ease the journey of verification, we provide you with the document pick-up facility from your doorstep.
7. The least amount of documentation is required while applying for Gold loan per gram through Dialabank.
8. Your single point of contact is our relationship managers who will help you in everything related to loans.

Offline Process to Apply for Gold Loan Bhandup

The process of the offline gold loan in Bhandup is not any different than any other place. You need to search Gold Loan near you in Google, it will provide a list of organizations that can help you. Once you see any Bank and NBFC with a beneficial gold loan scheme, you’ll need to connect with them. But, we at Dialabank could provide you all information at home and connect with any organization at the comfort of your home.

You might need to visit some office departments, again and again, to get your loan verified and approved faster. Although it depends a lot on the bank, it drains a lot of your energy and time. Thus, Dialabank could help you by providing a document pickup facility at your home and get it verified without you having to move out of your home.

Processing Fees / Prepayment Charges on Gold Loan Bhandup

CIBIL Score Required for Gold Loan Bhandup

A good CIBIL score might be a prerequisite for other loans but you can get a gold loan at any CIBIL score.