Best Banks for Gold Loan in Bhainsa
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Bhainsa Features
Empty pockets? And empty minds?
We have got the magic for your help! GOLD LOAN!
Financial help is required to a person and we are providing it at every cheap interest rate. Very little paperwork is needed and a secured loan means you get money in just 2-3 hours.
Just the basic need is a good source of income that will speed up the whole verification procedure.
But remember, the loan is provided up to 75% of the price of gold because the price keeps on changing with time.
Gold Loan Rate Per Gram Today in Bhainsa
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Bhainsa Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Bhainsa Documents Required
Applying for a gold loan requires:
- Firstly, evidence of Address (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est License/Sales Tax certificate: any 1).
- Secondly, proof of identity(Passport Copy/ Voters ID card/ Driving License/Aadhaar card: any 1).
- Thirdly, 2 Passport sized photographs.
- And lastly, signature proof (Passport Copy/Driving License/Banker’s verification/cheque: any 1).
Additional Documents Required for Gold Loan Bhainsa
You will have to submit:
- The Certification from the Jewel Appraiser (that bank will arrange)
- A Land Proof (If you want to apply for an Agriculture Loan of more than Rs. 1 lac The proof is not essential for allied farming purposes)
- A Demand Promissory Note
- Income Proof that comprises a Salary Certificate and Form No.16.
Gold Loan in Bhainsa Eligibility Criteria
- The minimum age of the individual must be above 21 years and the maximum of up to 60 years.
- The applier’s nationality must be Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bhainsa
Online Process to Apply for Gold Loan Bhainsa
The process of applying for a gold loan at Dialabank is very easy. You just have to fill the form in the online portal, and our representative will call you and provide all the details about loan procedures.
For any info, feel free to call at 9878981166 anytime.
Dialabank is the perfect option for applying for gold loans. There are wat too many benefits as given below:
- Dialabank provides services for free, we do not charge any extra fees from the customers for applying for a gold loan.
- On applying through Dialabank, you will get high LTV on your gold.
- You will get faster services and at fewer interest rates.
- Dialabank provides financial aid to customers in the country.
- Very little paperwork is needed for verification.
- Most importantly, our executives are trained in an amazing way to guide you in the right manner.
Offline Process to Apply for Gold Loan Bhainsa
The applicant has the option to apply for the loan in local branches also. For that purpose, a person has to search himself for GOLD LOANS NEAR ME on GOOGLE. Then the person will choose the best option for getting the loan. We will do this whole procedure more easily and will always help you to choose the right option.
Processing Fees / Prepayment Charges on Gold Loan Bhainsa
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Bhainsa
A good CIBIL score is quite important for applying for a gold loan. Every leading foundation has a minimum CIBIL score of 750. In addition, information about the previous loan is also necessary. Details like- the type of loan and the loan amount borrowed; is important to submit. Any delays in previous payments will lead to a barrier in providing loans in the future. So, please keep these details in mind before applying for the loan.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.