Major Gold Loan Providers in Bhadson
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Bhadson Features
Looking for a secured loan? Nowadays, thousands of financial institutions are available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low gold loan interest rate. So, Dialabank is here to lessen the burden of loan seekers!
Gold Loan provides financial assistance to its customers at easily affordable interest rates. All you need to have is a reliable source of income along with good credit history to make the verification and approval process faster. One can avail of a gold loan up to 75 per cent of the market value of gold due to regular fluctuations in the market price of gold.
Gold Loan Bhadson Interest Rates
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Bhadson
- Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Adhaar card.
- Address Proof: Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade license / Shop License/ Sales Tax certificate.
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Bhadson
- Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
- A Demand Promissory Note.
- Bank will arrange Certificate by the Jewel Appraiser.
- Income Proof (Salary Certificate and Form No.16)
Eligibility Criteria for Gold Loan Bhadson
- Age limit: 21-60 years
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bhadson
Online Process to Apply for Gold Loan Bhadson
- Through Dialabank, You can apply for the HDFC Bank Gold Loan per gram.
- Fill a simple online form.
- Get a call from our representative.
- A document pick-up facility from the doorstep is given to the customer.
To apply for a gold loan online Dialabank is considered as the best platform as:
- We are India’s first financial helpline aiming to provide the best financial services all over the country.
- We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
- Get a high LTV of your gold along with safety and security.
- We have a good reputation among the customer base for reliable services.
- Get a low Gold loan interest rate with Dialabank.
- We provide a document pickup facility from the doorstep of the customer to ease the process.
- Less paperwork/ documents required, making the accessibility easier and faster.
- Thoroughly trained Relationship managers to guide and serve you in the entire process.
Offline Process to Apply for Gold Loan Bhadson
The applicant also has an option to avail Gold Loan per gram from the nearby branches. For the purpose:
- Search Gold Loan near me on google
- All the branches of banks and finance companies providing loans near you will be shown
- Select them according to your preference and knowledge
- Visit the departments and apply for the loan
- You need to visit many times before than loan gets finally approved.
Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you.
Processing Fees / Prepayment Charges on Gold Loan Bhadson
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Bhadson
Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan application. Herein, maintaining a good CIBIL score is prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.
Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!
Gold Loan Bhadson Agents
One of the most trusted and leading gold loan agent all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!
Visit our website and fill the application form details. Afterwards, our Customer Relationship Manager will get in touch with you for further processing of the loan.
Gold Loan Bhadson Contact Number
Call 9878981166 or visit our website Dialabank to get an instant approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Bhadson
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Bhadson
The city of Bhadson in Patiala district in Punjab State on the Amloh-Nabha road. The city is at a distance of 12 km from Amloh, 17km from Nabha, 20 km from Sirhind GT Road and 28 km from Patiala. The place holds historical importance since medieval ages Also, it serve as a breeding ground for emerging talent as many students hold various respectable departments and serving the central government as well as state government.
Gold Loan in Other Cities
| Gold Loan Cheeka | Gold Loan Kharar |
| Gold Loan Dhuri | Gold Loan Machhiwara |
| Gold Loan Dinanagar | Gold Loan Malerkotla |
| Gold Loan Khanna | Gold Loan Mandigobindgarh |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
