Gold Loan Basti

Gold Loan Basti

AT 0.75%* INTEREST RATE
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Best Banks for Gold Loans in Basti

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Basti Features

Are you running out of savings? gold loan basti

Are you being uncertain about your future financial prospects?

Although nothing can be guaranteed in life, Gold Loan could get you out of this situation. Gold Loans are completely secured, thus it requires less documentation or paperwork. Even if you’re not that lucky, you will get your loan sanctioned within 48 hours after the verification.

Gold Loan Basti ensures you by providing you with the best and feasible interest rates against your Gold. Although this might be time-consuming. You can get your loan verified and approved faster if you have a decent credit history along with a definite and firm source of income.

Besides, you can also get a loan of up to 75 percent of your gold’s market value. The reason behind this is the ever-fluctuating market price of gold.

Gold Loan Rate per Gram Today in Basti

Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan Basti Interest Rates

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Gold Loan in Basti Documents Required

Proof of Identity can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/Driving License/ Any other Govt. ID.
Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Telephone Bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Any other utility bills
Signature Proof can be any of the following: Passport Copy/Banker’s verification/cheque/Driving License.
2 passport size photographs.

Additional Documents Required for Gold Loan Pimpri-Chinchwad

Land Proof: For Agriculture Loan of more than Rs. 1 lac. However, no proof is needed for allied agriculture purposes.
A Demand Promissory Note, if demanded.
Certificate by the Jewel Appraiser (Bank will help).
Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Basti

The candidate’s age should be lower than 60 years and more than 21 years.
Must be an Indian citizen.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Basti

Online Process to Apply for Gold Loan

You can apply for Gold Loan in any of the major banks via Dialabank. When you fill a simple online form with details, you will receive a call from our representative who will further assist you in providing the document pick-up facility from your doorstep.

To know a bit more, you must call on 9878981166

Considered as the best option for an online gold loan application, Dialabank has many reasons to be your first choice:

Dialabank is India’s first financial helpline that helps connect the customers across the nation for the best financial services.
It does not charge anything. While applying through the website of Dialabank, you won’t be charged any additional fees or charges.
You will get a high LTV of your gold that makes you feel financially secure.
The bank is in good terms with customers because of fast and efficient services.
To save your money, you will get a low-interest rate on some of the banks while applying for Gold Loan via Dialabank.
Time is money. Thus, Dialabank’s document pick-up facility from your doorstep saves your time as well as energy.
The required paperwork or documentation for Gold Loan through Dialabank is very little.
To assist customers in the whole process of gold loan approval, Customer relationship managers are trained smartly to handle everything related to the loan.

Offline Process to Apply for Gold Loan Basti

You can avail of the gold loan while sitting on your sofa. First, you need to search for nearby gold loans. Then, Google will provide you information about the banks and finance companies with their branches near you. In the end, you’ll need to call those branches and visit them for further process.

Availing a loan is a restless process. To get your loan approved, you’ll need to visit those departments repetitively. Although, it depends a lot on the bank’s treatment. Thereby, Dialabank helps you in providing the correct information to choose the right bank for your Gold Loan approval.

Processing Fees / Prepayment Charges on Gold Loan Basti

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Basti

Irrespective of your CIBIL score, you can get a loan in any of the Basti’s major banks.

Gold Loan Basti Agents and Contact Number

Dialabank is one of the prominent and trusted gold loan agents Basti. Also, you can apply online at Dialabank or give us a call at 9878981166.

By detailed and structured market comparison, Dialabank provides the best banks and NBFCs that could give you the gold loans at a feasible rate of interest. Once you select the right choice, you can visit our website, fill in your details and our customer relationship manager will get in touch with you to guide and assist you until the gold loan is approved.

Pre Calculated EMI Table for Gold Loan Basti

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466