Major Gold Loan Providers in Baripada
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Baripada Features
Are you worried about your financial prospects?
If you are falling short out of cash, or in desperate need of extra money, the Gold loan is the thing that you should go for. While gold loans are open for you, you need not bother about anything. With negligible paperwork required, you can apply for the Gold loan from any of the major banks.
Why Gold Loan Baripada?
Gold Loan Baripada provides financial assistance to all its customers by giving affordable interest rates. Unlike other loans, gold loans don’t require strict documentation for verification and approval process. If the applicant has any gold article, he or she can be approved for Gold Loan.
Also, the applicant can receive a gold loan of up to 75 percent of the market value of gold, this happens generally due to the variable market price of the gold.
Gold Loan Baripada Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Baripada
- Identification proof – Passport Copy, Voter ID card, Driving License, Aadhaar Card, or any other recognized ID.
- Residence proof – Ration Card, Electricity Bill, Sales Tax Certificate, Telephone Bill, and other utility bills.
- Signature proof – Passport, Cheque, Banker’s verification, Driving License, etc.
- 2 passport size photographs will be mandatory.
Additional Documents Required for Gold Loan Baripada
- The Land Proof is required if Agriculture Loan is of more than Rs. 1 lac. Also, it is no claimed for allied agriculture purposes.
- A Demand Promissory Note.
- The lending organization will arrange the Certificate by the Jewel Appraiser.
- For Income Proof, Salary Certificate along with Form 16 is required.
Eligibility Criteria for Gold Loan Baripada
- The applicant should be aged between 21 years and 60 years.
- The applicant must recognize themselves as Indian citizen.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Baripada
Online Process to Apply for Gold Loan Baripada
For online gold loan applications by Dialabank, you can choose any of the banks for Gold Loans.
You have to fill an easy user-friendly online form.
Once you do it, you will be reverted by our representatives. Then, we will offer a document pick-up facility from the doorstep.
To know more, you should make a call on 9878981166.
Dialabank is identified to be the leading platform for gold loan online application. Here’s why:
- Dialabank helps its clients by providing the best financial services to Pan-India. Thus, it is the nation’s first financial helpline.
- To lead all the customers without charging any payment, Dialabank gives free online services.
- The bank holds a good reputation among the clients because of its best and fast financial services.
- You will get a high LTV(Loan-to-Value) of your gold if you apply on Dialabank.
- You can anticipate a lower rate of interest if applying via Dialabank.
- To reduce the process, Dialabank provides the document pickup facility from the client’s doorstep.
- For a loan application via Dialabank, minor paperwork is needed.
- Eventually, our relationship managers are equipped to help customers through the gold loan process.
Offline Process to Apply for Gold Loan Baripada
The offline process to apply for Gold Loan Baripada is manageable. The loan applicant has an opportunity to avail of Gold Loan from the nearby branches. When they explore the gold loan providers near them, Google shows all the branches of banks and finance companies that have expertise in the same. But, Dialabank can facilitate this process by providing sufficient information within a few ticks.
Besides, You must attend all those departments before your gold loan gets finally approved.
Some NBFCs and banks might be faster than others.
To make this process simpler, Dialabank provides more active services with a user-friendly interface.
Processing Fees / Prepayment Charges on Gold Loan Baripada
CIBIL Score Required for Gold Loan Baripada
CIBIL score is not asked for Gold Loan Baripada. If you have any gold article, you can apply for a gold loan.