Gold Loan Baripada

AT 0.75%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

    Gold Loan Baripada

    Major Gold Loan Providers in Baripada

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Baripada Features

    Gold Loan Baripada

    Are you worried about your financial prospects?

    If you are falling short out of cash, or in desperate need of extra money, the Gold loan is the thing that you should go for. While gold loans are open for you, you need not bother about anything. With negligible paperwork required, you can apply for the Gold loan from any of the major banks.

    Why Gold Loan Baripada?

    Gold Loan Baripada provides financial assistance to all its customers by giving affordable interest rates. Unlike other loans, gold loans don’t require strict documentation for verification and approval process. If the applicant has any gold article, he or she can be approved for Gold Loan.

    Also, the applicant can receive a gold loan of up to 75 percent of the market value of gold, this happens generally due to the variable market price of the gold.

    Gold Loan Baripada Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Baripada

    1. Identification proof – Passport Copy, Voter ID card, Driving License, Aadhaar Card, or any other recognized ID.
    2. Residence proof – Ration Card, Electricity Bill, Sales Tax Certificate, Telephone Bill, and other utility bills.
    3. Signature proof – Passport, Cheque, Banker’s verification, Driving License, etc.
    4. 2 passport size photographs will be mandatory.

    Additional Documents Required for Gold Loan Baripada

    1.  The Land Proof is required if Agriculture Loan is of more than Rs. 1 lac. Also, it is no claimed for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. The lending organization will arrange the Certificate by the Jewel Appraiser.
    4. For Income Proof, Salary Certificate along with Form 16 is required.

    Eligibility Criteria for Gold Loan Baripada

    1. The applicant should be aged between 21 years and 60 years.
    2. The applicant must recognize themselves as Indian citizen.

    GOLD LOAN @ 0.75%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Baripada

    Online Process to Apply for Gold Loan Baripada

    For online gold loan applications by Dialabank, you can choose any of the banks for Gold Loans.

    You have to fill an easy user-friendly online form.

    Once you do it, you will be reverted by our representatives. Then, we will offer a document pick-up facility from the doorstep.

    To know more, you should make a call on  9878981166.

    Dialabank is identified to be the leading platform for gold loan online application. Here’s why:

    1. Dialabank helps its clients by providing the best financial services to Pan-India. Thus, it is the nation’s first financial helpline.
    2. To lead all the customers without charging any payment, Dialabank gives free online services.
    3. The bank holds a good reputation among the clients because of its best and fast financial services.
    4. You will get a high LTV(Loan-to-Value) of your gold if you apply on Dialabank.
    5. You can anticipate a lower rate of interest if applying via Dialabank.
    6. To reduce the process, Dialabank provides the document pickup facility from the client’s doorstep.
    7. For a loan application via Dialabank, minor paperwork is needed.
    8. Eventually, our relationship managers are equipped to help customers through the gold loan process.
    Offline Process to Apply for Gold Loan Baripada

    The offline process to apply for Gold Loan Baripada is manageable. The loan applicant has an opportunity to avail of Gold Loan from the nearby branches. When they explore the gold loan providers near them, Google shows all the branches of banks and finance companies that have expertise in the same. But, Dialabank can facilitate this process by providing sufficient information within a few ticks.

    Besides, You must attend all those departments before your gold loan gets finally approved.

    Some NBFCs and banks might be faster than others.

    To make this process simpler, Dialabank provides more active services with a user-friendly interface.

    Processing Fees / Prepayment Charges on Gold Loan Baripada

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Baripada

    CIBIL score is not asked for Gold Loan Baripada. If you have any gold article, you can apply for a gold loan.

    Gold Loan Baripada Agents

    As famous and reliable Gold Loan Baripada Agents, Dialabank is one of the best choices available in the town. You can click on Dialabank for an online application or make a call at 9878981166.

    Dialabank helps you in seeking the best option for gold loans by comprehensively comparing different banks and NBFCs. We at Dialabank tries to deliver you sufficient information without confusing you with complex details. So, you can make the right choice with much clarity. You should visit our website, fill a simple form with your particulars and our, customer relationship managers will soon get in touch with you to help in the entire process.

    Gold Loan Baripada Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Baripada instantly.

    Pre Calculated EMI Table for Gold Loan Baripada

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Baripada

    Baripada is a municipality and town in the district of Mayurbhanj in Odisha. On the east bank of the Budhabalanga river, it is the cultural center of north Odisha. In the past few years, the town is in good limelight because of its emergence as the educational hub with the opening of numerous professional colleges. It is also renowned for holding the second most popular chariot festival in Odisha.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.