Major Gold Loan Providers in Bargarh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Bargarh Features
Do you need money for a useful purpose? Do you feel low to borrow money from your known? Do you want money urgently?
Gold Loan is available for you. There is less paperwork, as it is not secured and you will get your loan approved in 48 hours after the verification process.
Financial aid is provided for a Gold Loan Bargarh at a reasonable rate of interest. A rigid and good source of income is essential. An applier must have a good credit history. This will make your processing of loans faster.
In addition to this, there are variations in the price of a gold loan. Get a loan up to 75 % of the market price of gold.
Gold Loan Bargarh Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Jewel Loan Interest Rate
Documents for Gold Loan Bargarh
- At least one ID Proof of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- At least one Address Proof of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- At least one Signature Proof of the following: Passport Copy/Driving License/Banker’s verification/Cheque.
- No. of passport size photographs: 2
Other Documents Required for Gold Loan Bargarh
- The Jewel Appraiser Certificate(Bank will arrange).
- A demand for a Promissory Note.
- Certificate of Salary and Form Number 16 is essential.
- The land proof is not necessary if you apply for Agriculture Loan more than 1 Lakh Rupees.
Eligibility Criteria for Gold Loan Bargarh
- 21 years: Minimum Age
- 60 years: Maximum Age
- Indian Citizen
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Bargarh
Online Process to Apply for Gold Loan Bargarh
Apply for the Gold Loan at Dialabank. Just fill a form online. After that, our representative will call you. There is a provision of a pick-up facility from your doorstep.
Call on 9878981166.
Dialabank is the best platform for a gold loan. Few of the reasons for it as the following:
- India’s first financial helpline; provides the best financial services.
- Dialabank guides the customers without any cost. No additional charges of applying for a gold loan online.
- A high LTV of your gold
- A good reputation because of Dialabank’s best and fast services.
- Apply for a gold loan on Dialabank, get a low-Interest Rate.
- The provision of a document picks up the facility from your doorstep.
- Very little paperwork is required.
- At last, the Relationship managers will guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bargarh
- Search on google: Gold Loan branches near me.
- List of various banks and branches: Present on google.
- Choose the correct option: As per your knowledge.
- Prefer Dialabank: For quicker approval of your gold loan.
Processing Fees / Prepayment Charges on Gold Loan Bargarh
CIBIL Score Required for Gold Loan Bargarh
- Minimum Criteria: Good CIBIL score.
- Minimum CIBIL score: 750
- Any delayed payments lead to a barrier in your gold loan.