Major Gold Loan Providers in Barabanki
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Barabanki Features
In India, people have always opted gold to overcome their hard times. With maximum security and minimum documentation, Dialabank offers all type of loan at easily affordable interest rates.
Gold Loan has always been the one which fulfils monetary requirements since ages. Just 48 hours and the loan is approved after verification process! Gold Loan Barabanki provides financial aid to its customers at low-interest rates. You need to have a reliable source of income and good credit history to make the verification and loan approval process faster. The loan up to 75 per cent of the market value of gold can be availed due to fluctuation in the market price of the ornament.
Gold Loan Barabanki Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Barabanki
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kottakkal
-
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Barabanki
- Age Limit: 21-60 years
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Barabanki
Online Process to Apply for Gold Loan Barabanki
- Apply for the HDFC Bank Gold Loan via Dialabank.
- Fill a simple form online, available on our website.
- Our representative will get in touch with you.
- Document pick up facility available from your doorstep.
For more information, contact 9878981166.
Dialabank is the best platform to apply for a gold loan online as:
- We are India’s first financial helpline aiming to provide the best financial services to our customers.
- We charge zero additional charges to apply for a gold loan online on our website.
- One can get a high LTV of the gold along with complete security of their jewels.
- The bank also has a good reputation among its customers due to safe and secure services.
- Apply with us to get a low HDFC Gold Loan Interest Rate.
- We provide a document pickup facility from the doorstep of the customer.
- Negligible documentation is required to ease the process.
- Relationship Managers are trained thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan Barabanki
The applicant can also avail of Gold Loan from the nearby branches. To do so,
- Search Gold Loan near me on google.
- All the branches of banks and finance companies providing loans near you will appear.
- Select them as per your preference and knowledge.
- Visit the departments and apply for the loan
- Make sure you visit many times before than loan finally approves.
Some banks and finance companies granting instant loans include HDFC Gold Loan and Muthoot Gold Loan. Dialabank can do that for you easily and quickly!
Processing Fees / Prepayment Charges on Gold Loan Barabanki
CIBIL Score Required for Gold Loan Barabanki
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Gold Loan Barabanki Agents
You can apply online at Dialabank or contact 9878981166.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Gold Loan Barabanki Contact Number
Contact 9878981166 for instant help and approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Barabanki
About Barabanki
Located in Uttar Pradesh, Barabanki is a district holding significance since medieval ages for the Nawabs and Nizams. Geographically, the place witnesses a flow of various rivers which include Gomti, Ghagra, Kalyani and other small scale doabs and lakes. Barabanki district ranks 107th out of India’s 640 districts for its population density of 3,260,699.
