Gold Loan Banda

Major Gold Loan Providers in Banda

Gold Loan Banda Features

Are you having financial hardship?

Looking for a solution?

With Gold Loan, you can wave off all your problems. The loan does not ask for unnecessary paperwork as it is secured so it is convenient. You can even avail of your loan in a short period of time,i.e., within 48 hours after the verification process is completed.

Gold Loan Banda promises financial aid to its clients at the best possible interest rates. If the client wishes to avail of a gold loan, a fixed source of income with a good credit history is a must. A good income source makes the process of verification as well as loan approval faster.

Also, you can enjoy a loan amount of up to 75 percent of the market price of gold, this happens because of the fluctuation in the market price of the gold.

Gold Loan Banda Interest Rates

Documents for Gold Loan Banda

1. Proof of Identity can include the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can include the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can include the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Banda

1. Proof of Land: In the case of Agriculture Loan of more than Rs. 1 lac. The same is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certification by the Jewel Appraiser (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Banda

1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
2. The candidate must be having Indian Nationality.

How to Apply for Gold Loan Banda

Online Process to Apply for Gold Loan Banda

By applying for the HDFC Bank Gold Loan at Dialabank, you can proceed for the online process.

A simple online form needs to be filled to start.

After that, you will get a call from our representative for further guidance. Moreover, you will even get a doorstep document pick-up facility.

For details, you can call on 9878981144 anytime.

Dialabank is the most trusted platform to apply for a gold loan online as:

1. Dialabank is India’s first financial helpline; it has the quality financial services for its customers across the country.
2. Dialabank guides the customers free of cost. So, there are no further charges if you are applying for a gold loan online on the website of Dialabank.
3. A high LTV of your gold is offered.
4. The bank stands with a good reputation amongst its customers with its best and quick services.
5. If you apply for a gold loan through Dialabank, then you will even get a low HDFC Gold Loan Interest Rate.
6. Dialabank provides the clients with a doorstep document pickup facility for a more convenient process.
7. Besides, when you are applying for a gold loan through Dialabank, very little documentation is required.
8. Our Relationship Managers are skilled so that they can assist you in the process of Gold Loan.

Offline Process to Apply for Gold Loan Banda

The candidate even has an option to obtain the gold loan with the help of nearby branches through the offline process. You can look for Gold Loan nearby on google. A list with all the bank branches and finance companies that provide gold loans near you will be provided. After that, with your knowledge and preference, you will be required to select amongst them but this process can get much better if you choose Dialabank.

For the further process, you will be required to visit various departments in order to apply for the loan as well as to get your gold loan approved.

On the other hand, HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks, and finance companies with a faster and more convenient process.

With the help of HDFC Gold Loan Branches, you can get your loan approval. To find a nearby branch, simply search for Muthoot Gold Loan nearby. Google will present you with a list of all the Muthoot Gold Loan Branches that are near you.

Processing Fees / Prepayment Charges on Gold Loan Banda

CIBIL Score Required for Gold Loan Banda

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.