About Gold Loan Baikunthpur
Major Gold Loan Providers in Baikunthpur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Baikunthpur Features
Searching for a quick and affordable Gold Loan benefit?
We have an issue free method for you!
People who require brief money to unwind their cash related crisis take Gold Loan. Additionally the ones who don’t have a lot of records to show, avail this Gold Loan praise. This can be the absolute best approach to procure money from the bank, since this credit gives low pace of premium and straightforward disbursal quickly.
Benefits of Gold Loan Baikunthpur
- You could profit Loan up to Rs.1 Crore or more and up to 70% of significant worth for any reason.
- You get 100% Safety and Security of your Gold.
- Get your Loan affirmed in under 30 minutes.
- Appreciate Anytime Liquidity.
- No EMI, Service just Interest and appreciate the Loan office
- Lower Rate of Interest
- Quick system and straightforward documentation process.
- Overdraft limit changes according to market flexibility.
Gold Loan Baikunthpur Rates
Credit against the gold loan advance is a lot less expensive when contrasted with other advance instruments. Gold is viewed as a guaranteed type of security from the loan specialist’s point of view. Gold advance is the most ideal alternative among a plenty of advance instruments. Gold advance financing cost changes as indicated by the risks related with resource.
- Credit Interest rate 10.70 %
- Likewise, offer low processing charge 0.85%
- Further, pre-closer charges go from 0-2 %.
- Other than Tenure least of a half year; greatest multi year
- Final Amount – Thousand to a crore.
Know More – Gold Loan Interest Rate
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Baikunthpur
- Address Proof Requirements : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof Requirements : Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport or visa sized photographs.
- Identification Proof : Passport Copy/ Voters ID card/ Driving License/Aadhaar card
Additional Documents Required for Gold Loan Baikunthpur
- Land or property Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (to be organized by the bank).
- Income Proof: Income and Form No.16
Know More – Gold Loan: Factors to Remember
Eligibility Criteria for Gold Loan Baikunthpur
- First of all, the age of the client should be above 18.
- From that point forward, the client ought to have a citizenship of India.
- The client ought to have gold in the form of adornment and not biscuit or coins..
- In conclusion the nature of the gold ought to be 18 karats – 22 karats.
Know More – Gold Loan Per Gram
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Baikunthpur
Online Process to Apply for Gold Loan Baikunthpur
You can apply for the HDFC Bank Gold Loan at Dialabank.
By and by, you can apply online for Gold Loan by sitting in the solaces of your home with one press.
All the administrations will be given to you by our client relationship administrators who will assist you to choose the relevant sort of loan advance acknowledge for you for the correct bank.
You have to fill a fundamental application form on our site related to your points of interest so that our client care office can check your monetary status and your qualification and as a goal, the loan credit will be affirmed.
Our Client Relationship Directors will get in touch with you and will lead you to the correct bank. The bank administrators will show up at your doorsteps to gather required records and documents from you. Just at the time of accommodation of gold you should visit the bank, the rest will be dealt with by the bank’s heads and executives.
Offline Process to Apply for Gold Loan Baikunthpur
The candidate moreover has an alternative to profit Gold Loan from the adjoining branches:
To do as such, look into Gold Loan in your region on Google.
It’ll enroll all the parts of banks and bank companies giving loans close you. You would like to choose them concurring to your inclination and information, however Dialabank can do that for you in a speedier and superior manner.
At that point you’ve got to visit those offices and apply for the advance credit normally with the goal that the advance credit approved.
This procedure is a lot speedier in HDFC Gold Loan branches and Muthoot Gold Loan branches. You can profit advances from HDFC Gold Loan Branches.
To discover a department that’s adjacent, scan for Muthoot Gold Loan close to me on the web. The site will select all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Baikunthpur
CIBIL Score Required for Gold Loan Baikunthpur
A CIBIL Score of above 750 is mandatory for a Gold Loan approval along with a good Loan history while applying.
Know More – What is CIBIL Score?