Major Gold Loan Providers in Baghpat
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Baghpat Features
Are you facing a financial issue? Can not find the right solution?
Do not worry Gold Loan is here help you out. You can get the approval in 48 hours after the completion of the verification process as it is quick. The loan is secured so no complex paperwork is necessary.
Gold Loan Baghpat helps to get financial aid to the customers at the most affordable and easy interest rates. If the client wishes to get a Gold loan, a fixed and good source of income is a prerequisite. Good credit history is also vital as it will make the verification and loan approval process quicker.
Besides, you can enjoy the benefit of a loan amount of up to 75 per cent of the market price of gold, this happens due to fluctuation in the market price of the gold.
Gold Loan Baghpat Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Baghpat
- Address Proof as Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Identity proof as Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- 2 passport size photographs.
- Signature Proof as Passport Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan Baghpat
- Land Proof for an Agriculture Loan greater than Rs. 1 lac. Not needed in case of allied agricultural purposes.
- Income Proof: Salary Certificate and Form No.16
- Certificate by Jewel Appraiser (Bank will arrange).
- Demand Promissory Note.
Eligibility Criteria for Gold Loan Baghpat
- Age criteria is 21-60 years.
- Indian Nationality is a must.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Baghpat
Online Process to Apply for Gold Loan Baghpat
To proceed for a convenient online process, apply for the HDFC Bank Gold Loan at Dialabank. You will just be required to fill a simple online form. Thereafter, you will receive a call from our representative for further assistance. You will even be provided with a doorstep document pick up facility to ease the process for you.
For details, call us on 9878981144 anytime.
Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:
- Dialabank is India’s first financial helpline; it provides the best financial services to its clients all over the country.
- Due to its fine and fast service, the bank has a great reputation among its customers.
- Dialabank has a free of cost of guidance policy for the customers. So, there will be no additional charges if you apply for a gold loan online.
- Dialabank comes with a doorstep document pickup facility to ease the process for the client.
- Also, you can enjoy the benefit of a low HDFC Gold Loan interest rate if you apply for a gold loan on the Dialabank website.
- Moreover, negligible paperwork is required if you are applying for a gold loan application via Dialabank.
- Relationship Managers are trained so that they can be of help you in the whole process of approval.
- A high LTV of your gold is also offered by us.
Offline Process to Apply for Gold Loan Baghpat
An offline process is also an alternate, for which the applicant needs to look upon the nearby branches. You can simply google about the nearby branches and Google will present all the bank branches and finance companies near you that fits your need. You have to choose amongst the available option according to your knowledge or Dialabank can make your work easier and faster by doing it for you.
Many visits will be required to several departments to apply for the loan and afterwards, many more visits will be needed before the loan gets approved. HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies with a much faster process and a better experience. You can obtain a loan from HDFC Gold Loan Branches. To locate a branch that is close to your locality, search for Muthoot Gold Loan nearby. Google will present you a list of all the Muthoot Gold Loan Branches that are nearby you.
Processing Fees / Prepayment Charges on Gold Loan Baghpat
CIBIL Score Required for Gold Loan Baghpat
The CIBIL Score of the applicant plays an important part in the approval of a loan. All the institutes in Baghpat come with pre-determined criteria of the minimum CIBIL score that is required to process an application so before you choose to apply for a gold loan, make sure that you have a good CIBIL score as a minimum of 750 is needed by most institutions to process a gold loan application.
Besides a good CIBIL score, you can also expect a review of your previous loans which includes the kind of loan and the amount borrowed. With this, any delayed payment in the previous loan will directly affect your chances of obtaining a fresh gold loan. Therefore, make sure your CIBIL score is good before are applying for a loan.
Gold Loan Baghpat Agents
Dialabank is the most reliable online gold loan agent in Baghpat. Apply online at www.dialabank.com or call at 9878981144
By providing an in-depth market comparison of various banks and NBFCs, Dialabank helps the client in making the right choice amongst various banks and skipping the complex information process to focus on making a suitable choice. Visit our website www.dialabank.com and fill an online simple form asking for some details and after that our customer relationship managers will get in touch with you.
Gold Loan Baghpat Contact Number
Call 9878981144 and get instant help and approval for Gold Loan in Baghpat right now.
Pre Calculated EMI Table for Gold Loan Baghpat
About Baghpat
Baghpat is a city in the state of Uttar Pradesh which was established in the year 1997 and it forms as a part of the National Capital Region. The city was name Baghpat because of its garden.
Gold loan in other Cities
| Gold Loan Kannauj | Gold Loan Puranpur |
| Gold Loan Muzaffarnagar | Gold Loan Rath |
| Gold Loan Nanpara | Gold Loan Shikohabad |
| Gold Loan Nautanwa | Gold Loan Tundla |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
