Gold Loan Bagalkot

About Gold Loan Bagalkot

Major Gold Loan Providers in Bagalkot

Gold Loan Bagalkot Features

Urgent Cash requirement?

Does extra Income sound like a better idea?

Don’t like the idea of High-interest rates and elaborated procedure?

Don’t know what to do?

Well, all the answers lie right in your locker – GOLD LOANS. Gold Loans, the most effective, secured and easiest financial service at your disposal. Gold Loan, low-interest rates and super fast.

Financial services like no other in the market; requires a nominal amount of paperwork and zero to no hustle at all. Gold loan in Bagalkot ensures that the loan is processed after all the verification is done within 48 hours. 

The Jewel loan providers in Bgalakot are making sure that your loan doesn’t take a toll on your pocket by extending the most affordable interest rates. Get a speedy verification done if the applicant has a good credit history and a standard income source. It’s that easy!

Get up to 75% loan of your golds market value, due to the fluctuating market rates.

Gold Loan Bagalkot Interest Rates

Documents for Gold Loan Bagalkot

1. ID proof : Passport Copy/ Voters ID card/ Driving License/Aadhaar card. (one of the mentioned)
2. Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. (one of the mentioned)
3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque. (one of the mentioned)
4. Passport size photographs required- 2

Additional Documents Required for Gold Loan Bagalkot

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Bagalkot

1. Age– a minimum of 21 years and maximum of 60 years
2. Must be of Indian Nationality.

How to Apply for Gold Loan Bagalkot

Online Process to Apply for Gold Loan Bagalkot

One can apply for the HDFC Bank Gold Loan at Dialabank.

A simple online form is required to be filled; you will get a call back from our representative.

You’ll receive a document to pick-up facility from your doorstep.

You can call on 9878981144, anytime for more information.

Some of the reasons why Dialabank is considered as the best source to apply for Gold Loan online are the following:

1. Dialabank, the first-ever financial helpline; providing financial support to customers all over India.
2. We at Dialabank are guiding the customers free of cost; without additional charges of applying for a gold loan online on our website.
3. One gets higher LTV (loan-to-value) on their Gold.
4. Best and Fast services by Dialabank has fetched it an amazing market name and reputation.
5. If you apply for a gold loan on Dialabank, then you will get a low HDFC Interest Rate on Gold Loan .
6.  A document pickup facility from the doorstep of the customer to ease the process, provided by Dialabank
7. Apply for a per gram Gold loan
8.   with the minimal hustle of paperwork with Dialabank.
9. Finally, trained Relationship Managers are available throughout the process of the Gold loan to guide you.

Offline Process to Apply for Gold Loan Bagalkot

The option of availing gold loan from nearby branches is also available by searching ‘Gold Loan near me’,  on Google. All the banks and finance companies providing gold loan near your location will be enlisted. now, all you need to do is to select the bank according to your preference and knowledge or let Dialabank save you from that hustle.

After visiting and applying in the departments you found, you have to visit many very times to get your loan approved, verified and finally processed.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster, hence you can search for these branches on google.

Processing Fees / Prepayment Charges on Gold Loan Bagalkot

CIBIL Score Required for Gold Loan Bagalkot

CIBIL score is one of the mandatory boxes to be checked before applying to a gold loan thus, every leading financial institution has its criteria for the minimum CIBIL score for processing a gold loan. Most institutions require a minimum score of 750 to process your loan application.

Apart from CIBIL score, the institutions also take a detailed look at your credit history that is, details on the type of loan taken, the amount borrowed and any delayed payments for previous loans. These factors can act as a boon or ban for availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.