Best Banks for Gold Loan in Bachupally
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Bachupally Features
Ran out of cash? Want any help?
We can provide help to you. interest rates on gold loan is available for you at a moderate interest rate here.
The gold loan has less paperwork. You can easily avail it. Keeping in mind the security issues, you get your loan approval in 2-3 hours after the verification process is done.
By providing financial help at the best affordable interest rates, gold loan Bachupally helps you to get loan. A good source of income and a sober credit history is a must. This will enable your loan approval and verification process to a faster rate.
In addition, you will get a loan up to 75% of the market value of gold because of the fluctuations in the market value of the gold.
Gold Loan Rates Per Gram Today in Bachupally
Updated - Gold Loan Per Gram Rate w.e.f Mar 14 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Bachupally Interest Rates and Charges
Gold Loan Bachupally Documents Required
- Proof of Identity:
- Voter ID Card
- Passport Copy
- Driving Licence
- Aadhaar card
2. Address Proof:
- Ration Card
- Electricity Bill
- Trade Licence
- Rental Bill
- Passport Copy
- Shop Licence
- Sales Tax Certificate
3. Signature Proof:
- Cheque
- Driving Licence
- Passport copy
- Banker’s Verification
4. Passport Size Photographs: 2
Supplementary Documents Required for Gold Loan Bachupally
- No proof is required for Land Proof: If your application for Agriculture Loan is more than 1 Lakh Rupees.
- A Promissory Note: Compulsory
- Bank will arrange: The Jewel Appraiser Certificate
- Income Proof: Salary Certificate and Form No.16.
Gold Loan Bachupally Eligibility Criteria
- The minimum age can be 21 years
- The maximum age can be 60 years.
- Must be Indian Citizen.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Bachupally
Online Process to Apply for Gold Loan Bachupally
Apply for the Gold Loan at Dialabank. You have to fill a simple form online.
After that our representative will get in touch with you on a call.
For any question, you can call on 9878981144.
The best stage for applying for a gold loan online is Dialabank. So many reasons are there behind this:
- India’s first commercial helpline for getting a per gram Gold Loan is Dailabank.
- Lighter paperwork is required.
- Because of its best and fast services, the bank has a good reputation among the clients.
- If applying via Dialabank, you will get a low-Interest Rate. It also helps you free of cost, i.e no extra costs of applying for a gold loan online is required.
- The Association directors are provided to guide you in the entire process of Gold Loan.
- A great LTV of your gold is availed to you.
Offline Process to Apply for Gold Loan Bachupally
You can avail a gold loan from your nearby branches. Search “Gold Loan Banks or Branches near me” on google for this. All the branches of banks and finance companies providing loans near you will be enlisted. Select them according to your knowledge, but Dialabank can do it in a quicker and better manner if you apply through it.
Processing Fees / Prepayment Charges on Gold Loan Bachupally
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Bachupally
When you are applying for a Gold loan online , a good and firm CIBIL Score is a must. For processing a Gold Loan application in Bachupally, every lending institution has its criteria for the minimum CIBIL score required. A 750 minimum score to process your loan application is required by most institutions.
Along with your CIBIL score, the institutions also look after the record of your previous loans from various sources. These details include the type of loan taken by you and the amount you borrowed. You should not have any delayed payments of your previous loans, as it will create an obstacle in your gold loan application.
Gold Loan Bachupally Agents and Contact Number
One of the leading and most trusted gold loan agents in Bachupally is Dialabank.
You can apply online at Dialabank or call at 9878981144.
Call at 9878981144 and get instant help and approval for Gold Loan in Bachupally.
Pre Calculated EMI Table for Gold Loan Bachupally
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Bachupally
Bachupally is a neighbourhood in the Medchal-Malkajgiri district of Telangana. It was a portion of Ranga Reddy region ere the re-organisation of districts in the state.
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