Gold Loan Babina

AT 0.75%* INTEREST RATE
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    Gold Loan Babina

    Major Gold Loan Providers in Babina

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Babina Features

    Gold Loan Babina

    Gold Loan in Babina provides proper financial aid to the customers at the best affordable interest rates as low as 75 per cent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process faster.

    Top features include any time liquidity or ready to use funds, easy repayment schemes, premiums calculated on daily reducing balance, simple documentation and fast processing, no hidden charges, overdraft limit varies depending on the market rate of gold and many more of them.

    Gold Loan Babina Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    For more information about gold loan interest rate

    Documents for Gold Loan Babina

    The following documents are needed from the applicant:

    • Voters ID card Passport Copy/ Driving License/Aadhaar card as Identity Proof.
    • 2 Passport-sized photographs.
    • Ration card/ Tel, Electricity Bill/ Rental bill/ Sales Tax certificate/Passport copy/Trade license /Shop License as Address Proof.
    • Cheque/Passport Copy/Driving License/Banker’s verification as Signature Proof.

    Additional Documents Required for Gold Loan Babina

    1. Certificate of Jewel Appraiser arranged by the bank.
    2. When the Agriculture Loan is more than Rs. 1 lakhs and not required in case of allied agriculture purposes as Land Proof.
    3. Demand Promissory Note.
    4. Salary Certificate and Form No.16 for Income Proof

    Eligibility Criteria for Gold Loan Babina

    1. Your age group must be 21-60 years
    2. Your nationality must be Indian.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Babina

    Online Process to Apply for Gold Loan Babina

    You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form to receive a call from our trained representative. Furthermore, Dialabank provides you with pick-up facility of your documents from your doorstep.

    For more information, you can call on +919878981166.

    Why Dialabank?

    • Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
    • Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
    • You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
    • Besides that, the bank has a high reputation among its customers because of its best and fast services.
    • Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
    • Processing your gold loan through Dialabank requires minimum paperwork.
    • Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
    • Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
    • Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
    Offline Process to Apply for Gold Loan Babina

    The candidate may choose to avail of Gold Loan from the nearby physical branches. For this, searching ‘Gold Loan near me’ on Google will do go. A list appears showing all the closest branches of banks and finance companies providing loans near your location. Do not forget to select them according to your knowledge as well as preference.

    But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches.

    Dialabank can do that for you in a quicker and organised manner. But again, Dialabank can do this even faster by handling all complex processes.

    Processing Fees / Prepayment Charges on Gold Loan Babina

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Babina

    A good CIBIL score is a must before applying for a loan other than a gold loan. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application. Making sure your CIBIL score is good before applying for a loan is a good practice.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment.

    Gold Loan Babina Agents

    You can apply online at Dialabank or give a call at +919878981166. Visit our website to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    One of the leading and most trusted gold loan agents in Babina is Dialabank.  Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. Hence, this eliminates the unnecessary worries about the complex information and process you have to go through.

    Gold Loan Babina Contact Number

    Call +919878981166 and get instant help and approval for Gold Loan in Babina right now.

    Pre Calculated EMI Table for Gold Loan Babina

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Babina

    Babina is a cantonment town in Jhansi district in the state of Uttar Pradesh, India. It is said that Babina is an abbreviation for British Army Base in North Asia. The British base near Jhansi was created during the British Raj and was passed to the Dominion of India on partition in 1947.


    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.