Gold Loan Auraiya is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in the market dealing with these Loans. The borrower should go for the best deal with the best offer available. Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with ease. In India, several lending institutions, private banks, and credit unions are available that provide Loans against Gold at low-interest rates.
Gold Loan Auraiya Interest Rates
- The 9.90% is the starting of the interest rate which is being asked by the banks.
- The 4 years of time are usually granted in these loans.
- Why should one choose Gold Loan in Auraiya?
- The loans do have the convenience of the pre-payment of the amount.
- A few documents are needed in Gold Loan Auraiya.
- Rs 18,000/- is the smallest amount that can be given in these loans.
- There no fines are asked in Gold Loan Auraiya
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
Gold loan Auraiya Eligibility
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ELIGIBILITY |
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Loan Amount |
Minimum 18k |
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Maximum depends upon the weight of the gold |
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Age |
Minimum: 21 years |
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Maximum (at loan maturity): 60 years |
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Citizenship |
Indian |
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Gold requirements |
Minimum 10 gram of gold |
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Employment status |
Salaried |
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Self-employed |
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Gold loan Auraiya Documentation Required
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Documentation |
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Borrower Identity |
Two passport size colored photographs |
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Proof of Identity |
Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card. |
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Residence Proof |
Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. |
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Signature Proof |
Passport Copy/Driving License/Banker’s verification/cheque |
Other Documentation for Gold Loan Auraiya
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Additional Documentation |
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Land Proof |
In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not necessary for allied agriculture purposes. |
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Demand Promissory Note |
Certificate by the Jewel Evaluator(Bank will arrange). |
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Income proof |
Salary Certificate and Form No.16. |
Features and Benefits of Gold Loan Auraiya
Following are the Features of Gold Loan:
- The lenders provide Rs 1 Crore as the greatest amount in these loans.
- Greater safety and security will be provided by the lenders to your gold.
- Anyone can apply for these loans at any time they want.
- The interest rate will be reduced for the loan amounts which are being used for agriculture.
- The minimum number of documents is provided in Gold Loan Auraiya.
- The processing time in these loans is of a few hours.
- The over drafting can be a help for the applicants for saving the money.
GOLD LOAN @ 0.75%*
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About Auraiya
The City of Auraiya is a municipal board in the Indian state of Uttar Pradesh in Auraiya district. It is the district headquarters as well. Dibiyapur RS is the nearest Railway Station. Kanpur Airport is the nearest airport. On 17-09- 1997, 2 tehsils named Bidhuna and Auraiya were separated from district Etawah to form the new district named as Auraiya. It is located on National Highway no. 2 and 64 km. in the east of the district headquarter of Etawah and 105 km. in the west of Kanpur city.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
