Best Banks for Gold Loans in Atmakur
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Atmakur Features
Are you going short out of reserves?
Do not bother Gold Loan is open for you with exclusive benefits. This loan is secured in nature with petty documentation and limited paperwork and customs. It can be quickly appreciated in 2-3 hours after the KYC confirmation method.
What are some Gold Loan Atmakur features?
Gold Loan Atmakur grants financial assistance to the clients at affordable interest rates. To get an on-the-spot Gold Loan, the candidate must have a Gold ornament that can be provided to the bank as a security against the loan.
Moreover, there is no end-use restraint on the management of the Gold Loan loan amount. You can use this loan amount wherever you want to consume as per your desires and requirements.
Gold Loan Rate Per Gram Today in Atmakur
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Atmakur Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Atmakur Documents Required
- Verification of Identity with any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or others.
- Address Consent by the applicant: Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate Ration card/ Tel, Electricity Bill or others.
- Signature Verification of the applicant: Passport Copy/Driving License/ cheque /Banker’s verification or others.
- A minimum of 2 passports sized photographs is essential.
Additional Documents Required for Gold Loan Atmakur
- Land Proof verification with any of the following: In the case of Agriculture Loan amount of more than Rs. 1 lac. The proof is not required for allied agriculture purposes or activities.
- A Demand Promissory Note if applicable.
- Certificate by the Jewel Appraiser as a validation of ornament (Bank will arrange).
- Income Proof of the applicant: Salary Certificate and Form No.16 if applicable
Gold Loan in Atmakur Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years is acceptable.
- A person should be an Indian citizen or must have INDIAN Citizenship.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Atmakur
Online Process to Apply for Gold Loan Atmakur
Apply for the Gold Loan at Dialabank. You ought to fill an internet form. After that, you will get a call from our team soon after the form submission.
For more extra data, you can call on 9878981166.
Dialabank is regarded as the extraordinary right platform to implement a gold loan online. Some of the reasons are:
- Firstly, the bank has immeasurable fame amidst the clients because of its most conforming duties.
- Besides that, Dialabank is India’s first best commercial helpline; it produces the most reliable and convenient financial services to customers all over the nation.
- One more significant point is that the Dialabank accompanies the clients free of cost. There are no additional costs of appealing for a gold loan online on Dialabank.
- Adding to that, if you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
- While implementing for a gold loan through Dialabank, very limited paperwork is demanded.
- One more thing is that Contact supervisors are encouraged enough to supervise and help you in the complete process of Gold Loan support.
- Finally, a high LTV of your gold will be provided.
Offline Process to Apply for Gold Loan Atmakur
The applicant also has an option to avail of a Gold Loan from the nearby offices. To do so, Discover Gold Loan near me on google. It will enlist all the neighboring departments from where you can visit and apply for the loan. Then, you will have to hit again and again until the loan consent is achieved. Thus, it can be a very tiring and time-consuming method.
But Dialabank will do this whole procedure simply and more effectively. So instead of wasting time, put your burden on us.
Processing Fees / Prepayment Charges on Gold Loan Atmakur
CIBIL Score Required for Gold Loan Atmakur
No significant CIBIL score is compulsory for Gold Loan Atmakur.
Atmakur is a town in the Kurnool district of Andhra Pradesh, India. It’s located at a distance of 50 km from Nandyal, 70 km from Kurnool, and 110 km from Srisailam. The official language used in the city is Telugu.