Major Gold Loan Providers in Arsikere
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Arsikere Features
Seeing for a speedy and cost-effective Gold Loan?
We have a hassle-free path for you!
People who require immediate cash to resolve their wealth-related issues can apply for Gold Loan. Moreover, the individuals who don’t have many records to present can take this Gold Loan. This can be the most accurate way to receive cash from the bank since this loan gives a low rate of interest and simple disbursal in 2-3 hours.
Benefits of Gold Loan Arsikere:
- 100% Gold security.
- Lower interest rates are accessible as compared to other plans and offers.
- Minimal printed material is into activity in the procedure.
- You will get a loan of up to 75% of the market value of gold as prices of gold keep on fluctuating.
Gold Loan Arsikere Interest Rates
Check latest interest rates of gold loan at dialabank.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Arsikere
- Address Proof Requirements : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof Requirements: Passport Copy/Driving License/Banker’s verification/Cheque.
- 2 photographs (passport-sized).
- Identification Proof : Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan Delhi
- The Jewel Appraiser certificate (arranged by the bank).
- Land Proof(In case of Agricultural Loan exceeding Rs. 1 lac. The data is not wanted for allied agriculture purposes).
- Income Proof Requirement (Salary Certificate and Form No.16).
- A Demand Promissory Note.
Eligibility Criteria for Gold Loan Arsikere
You can conveniently apply for Gold Loan Arsikere. There are some criteria that are to be kept in mind while availing Gold Loan :
- Age Requirement – 21 years (60 years max.)
- Gold must be more than or equal to 10 grams.
- The individual applying for Gold Loan must be a citizen of India.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Arsikere
Online Process to Apply for Gold Loan Arsikere
You can apply for the Bank Gold Loan at Dialabank.
- Presently, you can implement online for Gold Loan by remaining in the comforts at your place.
- All the administrations will be given to you by our relationship managers who will help you to take the suitable loan assets for you with the accurate bank or finance company.
- You will have to fill a basic form on our site related to your points of interest so that our customer care officer can check your financial status and your eligibility for a loan.
- Our Client Relationship Directors will contact you and will guide you to the correct bank. The bank administrators will arrive at your doorsteps to gather the required records from you. Only at the time of accommodation of gold, you will have to pay a visit to the bank, the rest will be taken care of by the bank’s executives.
Offline Process to Apply for Gold Loan Arsikere
The candidate moreover has an option to gain Gold Loan from the neighbouring branches:
- To do so, look for Gold Loan in your locality on Google.
- It’ll enroll all the branches of banks and finance companies that provide loans near you. You will have to choose them according to your desire and knowledge.
- Then you’ve got to visit their offices and apply for the loan regularly so that the loan gets approved.
- But this whole process is much speedier via Dialabank.
Processing Fees / Prepayment Charges on Gold Loan Arsikere
CIBIL Score Required for Gold Loan Arsikere
A good CIBIL score is the most beneficial component of your Gold loan application. This is a very important requirement for every leading institution. The minimum CIBIL score of most of the institutions is 750.
In addition to that, the details of the previous loans are also required. You are required to submit all the details like- the type of loan and the loan amount borrowed. Any delays in the previous payments may act as a barrier to your loan. So keep these things in mind before applying for a loan.