Best Banks for Gold Loans in Armoor
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Armoor Features
Are you looking for a way to purchase a new machine for your business to lower the cost of production? Is your company going through some rough time and you need some extra financial help? Getting intimidated by so many different loaning schemes that you are not able to decide which one to take? We are here to help you.
With Gold Loan Armoor you can quickly get the required funds to turn your dream into reality. You can use it for paying your medical expenses, or you can use it for funding your daughter’s college fee. In addition to this, as you are providing collateral banks are more than willing to offer you lower interest rates on these loans. Gold Loan is a reliable and convenient loan scheme to eliminate all of the financial worries. It is a secured loan available within a few minutes.
Gold Loan Rate Per Gram Today in Armoor
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Armoor Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Armoor Documents required
- 2 passport size photographs.
- Proof of Identity.
- Address Proof.
- Signature Proof in the form of cheque or passport copy.
Other Documents Required:
- In the case of Agriculture Loan of more than Rs. 1 lac, the land proof is required.
- Income Proof: Salary Certificate and Form No.16
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
Gold Loan in Armoor Eligibility Criteria
- Applicant’s age must be above 21 years and below 65 years.
- The applicant must be an Indian citizen.
- Minimum gold must be 10 gm to avail Gold Loan Bhilwara.
- Gold must be between 18 carats to 22 carats.
- Gold Loan Bhilwara can be availed only on jewelry.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Armoor
Online Process to Apply for Gold Loan Armoor
Applying for a Gold Loan is easy with Dialabank. To begin, you have to fill a simple form online available on the website.
After that, you will receive a call back from our expert relationship manager. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can also call at 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. The reason behind it is:
- Minimum documentation.
- Low-interest rate loan facility
- DialaBank is spread across the country.
- It has an association with the top leading financial institutions.
- DialaBank provides an easy pick-up facility from your home.
- Expert relationship managers guide you at every step.
The process of applying online is simple:
- Just click on dialabank.com.
- Fill in the necessary details as required in the form.
- Request a quote.
- Sit back and relax while our relationship manager contacts you.
Offline Process to Apply for Gold Loan Armoor
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit the branch personally to get the loan approved.
Thus, it is highly recommended to apply with DialaBank and enjoy the services sitting at your own home. The process is not only time saving but also cost-free.
Processing Fees / Prepayment Charges on Gold Loan Armoor
CIBIL Score Required for Gold Loan Armoor
Provided that your basic eligibility criteria and documentation requirement is met, you do not require a CIBIL score to avail of the gold loan in Armoor.