All About Gold Loan Anupshahr
Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in market dealing with these Loans. The borrower should go for the best deal with the best offer available. Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at low interest rate.
Rate of Interest And Other Charges
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Interest Rate |
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Gold Loan interest rate |
10.50% onward |
|
Processing fee |
1.50% |
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Lone Tenure |
3month to 36month |
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Loan Amount |
RS.18k to RS. 1cr |
|
The purity of eligible gold |
18carat to 22carrat |
|
Collateral Required |
Gold Jewelry / Gold Bars |
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Loan Tenure |
6 Months / 12 Months (can be renewed up to 3 Years) |
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Max Funding |
Up to 90% of Gold Value |
|
Pre Closure Charges |
0 % to 2 % of the outstanding loan amount |
Eligibility for Gold Loan Anupshahr
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ELIGIBILITY |
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Loan Amount |
Minimum 18k |
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Maximum depends upon the weight of the gold |
|
|
Age |
Minimum: 21 years |
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Maximum (at loan maturity): 60 years |
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Citizenship |
Indian |
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Gold requirements |
Minimum 10 gram of gold |
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Employment status |
Salaried |
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Self-employed |
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Required Documents for Gold Loan Anupshahr
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Documentation |
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Borrower Identity |
Two passport size colored photographs |
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Proof of Identity |
Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card. |
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Residence Proof |
Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. |
|
Signature Proof |
Passport Copy/Driving License/Banker’s verification/cheque |
Other Documents
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Additional Documentation |
|
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Land Proof |
In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not necessary for allied agriculture purposes. |
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Demand Promissory Note |
Certificate by the Jewel Evaluator(Bank will arrange). |
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Income proof |
Salary Certificate and Form No.16. |
Features And Benefits Of Gold Loan Anupshahr
Following are the Features of Gold Loan:
- Rs 1 Crore of amounts are accessible in Gold Loan Anupshahr.
- Your gold promises to the lenders will be kept safe and sound with the lenders.
- The loans can be approved at any time and anywhere they want.
- The low interest rates are granted on Gold Loan Anupshahr.
- The number of documents which are needed for these loans is less.
- The processing time of these loans is in minutes.
- The overdraft facility on these loans gives one more profit to the people.
About Anupshahr
Anupshahr (Anoopshahr) is a municipal board in the Indian state of Uttar Pradesh in Bulandshahr district. India census,Males constitute 53% of the population and females 47% (As of 2001 ). It has an average literacy rate of 57%, lower than the national average of 59.5%; with 59% of the males and 41% of females literate. 15% of the population is under 6 years of age. It is called as Chotti Kashi (“Little Kashi”) and located on the banks of the holy river Ganges. Krishna Temple is an important temple in the town.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
