Gold Loan Angamaly

Major Gold Loan Providers in Angamaly

Gold Loan Angamaly Features

Gold Loan is a way to convert your asset to short-term credit instantly. Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low Gold loan interest rate and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed.

Gold Loan Rate Per Gram Today in Angamaly

Gold Loan Angamaly Interest Rates and charges

Documents for Gold Loan Angamaly

1. Signed Application form
2. Income Proof (i.e. salary slips/ Form 16) of applicant
3. A Demand Promissory Note
4. 2 recent colored passport size photographs
5. Proof of Address: Telephone bill/ Ration card/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
6. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
7. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
8. Certificate by the Jewel Appraiser (Bank will arrange)
9. Proof of signature: Passport/Driving License/Banker’s verification

Eligibility Criteria for Gold Loan Udupi

1. The minimum age of the individual should be 21 years and maximum up to 60 years.
2. Nationality of the applicant must be Indian
3. He/She should be salaried or self-employed

How to Apply for Gold Loan Angamaly

Online Process to Apply for Gold Loan Angamaly

• You can avail Gold Loan Angamaly with a single click while sitting at home. Our relationship manager will be providing you the service of helping you choose the right type of loan for you.
• Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
• You will be offered the appropriate offers as per your eligibility. The bank executives will arrive at your doorsteps to collect the required documents from you.
• Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is considered as on of the best platforms to avail gold loan for the following reasons:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Gold Loan interest rate can be less and with minimum documentation requirement
3. The bank has a good reputation among the customers because of its best services.
4.  Dialabank provides document pickup facility from the doorstep of the customer.
5. There is no processing fee or additional charges for availing the service through Dialabank
6. The executives of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Angamaly

If an applicant wants to avail gold loan through offline process, they can do so by some market research followed by physically visiting the banks.

The applicants need to search for the nearby banks offering Gold Loan and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.

CIBIL Score Required for Gold Loan Angamaly

Most of the major banks and NBFCs offer Gold loan per gram without checking CIBIL score. The applicant should have all the necessary documents.