Best Banks for Gold Loan in Ambattur
Gold Loan Ambattur Features
Do you need instant funds?
Gold Loan Ambattur offers the best gold loan with Dialabank at just a mouse click.
So what are you waiting for, go ahead and apply at Dialabank?
It is a safe and secure way of availing of a financed instantly. In this, no credit checks are needed. It is the net loan convenient in the market with less hassle and trouble.
Key Features:
⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
GOLD LOAN @ 0.75%*
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Gold Loan Ambattur Interest Rates – Dec 22 2024
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Gold Loan Per Gram For All Major Bank in Ambattur – Dec 22 2024
Bank / NBFC
Rate Per Gram
Interest Rate
Gold Loan Tenure
Min - Max Loan Amount
HDFC Gold Loan
₹ 3,506 to ₹ 4,621
9.90%
3 to 24 months
₹ 10 thousand to 5 crore
Private Gold Loan
₹ 3,506 to ₹ 4,821
10.00%
6 to 12 months
₹ 10 thousand to 5 crore
Muthoot Finance Gold Loan
₹ 3,506 to ₹ 4,621
12.00%
7 days to 36 months
₹ 3 thousand to 1 crore
Manappuram Gold Loan
₹ 3,506 to ₹ 4,621
12.25%
12 months
₹ 3 thousand to 1 crore
Canara Bank Gold Loan
₹ 3,506 to ₹ 4,621
10.25%
36 months
₹ 20 thousand to 50 lakh
Axis Bank Gold Loan
₹ 3,506 to ₹ 4,621
10.00%
3 to 36 months
₹ 10 thousand to 5 crore
SBI Gold Loan
₹ 3,506 to ₹ 4,621
9.75%
12 to 36 months
₹ 20 thousand to 50 lakh
Indian Bank Gold Loan
₹ 3,506 to ₹ 4,621
7.50%
3 to 36 months
₹ 20 thousand to 50 lakh
Bank of Baroda Gold Loan
₹ 3,506 to ₹ 4,621
10.25%
12 months
₹ 20 thousand to 50 lakh
Yes Bank Gold Loan
₹ 3,506 to ₹ 4,621
10.25%
12 months
₹ 10 thousand to 5 crore
IIFL Gold Loan
₹ 3,506 to ₹ 4,621
12.00%
11 months
₹ 3 thousand to 50 lakh
GOLD LOAN @ 0.75%*
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Gold Loan Eligibility Criteria in Ambattur
Minimum and Maximum Age
Note: However, many banks require a minimum age of 23 years
Loan Amount
Interest rates are lower for a higher loan amount
Employment Type
Businessmen are increasingly taking gold loans to meet their working capital requirements.
In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold
An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
CIBIL Score
However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan
Gold with 18-24 carat purity
Employment track record and income proofs
Gold Loan Ambattur Eligibility & EMI Calculator
GOLD LOAN @ 0.75%*
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Documents for Gold Loan Ambattur
At the time of application the following documents are required:
- Proof of the citizenship of India
- Duly filled application form
- 2 passport-sized photographs
- Applicant’s KYC documents to establish Identity and Address
- Salary/ Income Proof
- Witness Letter in case of illiterate borrowers
- In the case of Agriculture Loan of more than Rs. 1 lac, land proof
- Certificate by the Jewel Appraiser (Bank will arrange)
At the time of disbursement the following documents are required:
- Demand Promissory Note & Demand Promissory Note Take Delivery Letter
- Gold Ornaments Take Delivery Letter
- Arrangement Letter
Eligibility Criteria for Gold Loan Ambattur
- The applicant should be at least 21 years of age
- The applicants’ age should not be more than 60 years
- He/she should be a national citizen
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ambattur
Online Process to Apply for Gold Loan Ambattur
You can apply for the Gold Loan Ambattur at Dialabank. You have to fill a form online at Dialabank.
After that, get a call back from our representative. For more information about Gold Loan Ambattur, you can call on 9878981166.
Dialabank is considered the finest platform to apply for a gold loan online. There are so many grounds behind this.
- Dialabank is India’s first financial helpline; it provides the best monetary facilities to customers all over the country.
- The bank has a good reputation among the customers cause the best services.
- One more important thing is that Dialabank guides the customers cost-free. No additional fees for applying for a gold loan online at Dialabank.
- While applying for a gold loan through Dialabank, very little paperwork is needed.
- If you apply for a gold loan on Dialabank, then you will get a low Gold Loan Rate of Interest.
- Dialabank offers a document pick up facility from the home of the customer.
- Also, avail of a high LTV of your gold.
- Relationship managers are expert enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Ambattur
The applicant also has an option to avail of the nearby branches. To do so, you will ask Gold Loan near me to google. It will enlist all the nearby departments from where you can avail of the loan.
Processing Fees / Prepayment Charges on Gold Loan Ambattur
EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison
Monthly Payment
EMI Scheme (₹)
Month 1
27007
3625
Month 2
27007
3625
Month 3
27007
3625
Month 4
27007
3625
Month 5
27007
3625
Month 6
27007
3625
Month 7
27007
3625
Month 8
27007
3625
Month 9
27007
3625
Month 10
27007
3625
Month 11
27007
3625
Month 12
27007
3625
₹ 3 Lakh
Total Payment
₹ 3.24 Lakh
₹ 3.44 Lakh
GOLD LOAN @ 0.75%*
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CIBIL Score Required for Gold Loan Ambattur
750 is the bare minimum CIBIL score that you must maintain to get a gold loan.
A CIBIL score tells a lot about the individual and how much likely is the person to give back the loan.
Every lending institution has its norm for the minimum CIBIL score required for processing a Gold Loan application in Ambattur. Most institutions need a minimum score of 750 to process your gold loan application.
The institutions don’t just look at the overall score but also note down the detailed behaviour on the previous loans taken. This includes details on the type of loan you have taken and the amount borrowed. Any late payments for previous loans can act as a barrier to a fresh loan.
Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Ambattur
Bank
Interest Rate
Lowest EMI Per Lakh
SBI Gold Loan
7.50%
Rs. 3,111
Muthoot Gold Loan
11.99%
Rs. 3,321
Manappuram Gold Loan
12.00%
Rs. 8,885
HDFC Bank Gold Loan
9.90%
Rs. 4,591
Yes Bank Gold Loan
9.99%
Rs. 3,226
Private Bank Gold Loan
10.00%
Rs. 8,792
Federal Bank Gold Loan
8.50%
Rs. 8,722
Canara Bank Gold Loan
7.65%
Rs. 8,683
Andhra Bank Gold Loan
10.70%
Rs. 8,824
Axis Bank Gold Loan
13.00%
Rs. 4,754
IndusInd Bank Gold Loan
10.00%
Rs. 8,792
PNB Gold Loan
8.75%
Rs. 8,734
Fincare Small Finance Bank Gold Loan
12.99%
Rs. 11,721
GOLD LOAN @ 0.75%*
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