Gold Loan Allagadda

Best Banks for Gold Loan in Allagadda

About Gold Loan Allagadda

Read More – About Gold Loan

Gold Loan Rate Per Gram Today in Allagadda

Gold Loan in Allagadda Interest Rates and Charges

10.70% is the minimum annual rate of interest you can expect on this loan amount. Also, Gold Loan Allagadda come up with minimal foreclosure charges that vary from 0-3% of the total loan amount. Through this feature, you can skip the pending EMI’s and their respective interest rate amount. The tenure duration starts at six months and can be extended up to 5 years.

Know More – Gold Loan Interest Rate

Gold Loan in Allagadda Documents Required

1. Identity Proof: Voters ID card/ Driving License /Passport Copy
2. 2 passport size photographs.
3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
4. Ration card/ Tel, Electricity Bill/ Rental bill
5. Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.

Gold Loan in Allagadda Eligibility Criteria

1. Applicant’s age should be above 18 years and below 65 years.
2. The applicant must be an Indian citizen.
3. The minimum gold should be 10 gm to avail of a gold loan.
4. Gold must be from 18 carats to 22 carats.
5. A Gold Loan Allagadda can be availed only on jewelry.

How to Apply for Gold Loan Allagadda

Online Process to Apply for Gold Loan Allagadda

You can apply for the Gold Loan with Dialabank. The process is easy and straightforward. Just fill a simple form online.

After that, you will get a call from our agent. Furthermore, you will avail of a document to pick up the facility from your doorstep. For more information about the gold loan Allagadda, you can call on 9878981166.

Dialabank is considered as the best platform when you are applying for a gold loan online. There are reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; Dialabank provides the best financial services to applicants all over the country.
2. Besides that, the bank has a good reputation among the applicants because of its fast and best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
4. Also, Dialabank provides a document pickup service from the doorstep of the customer.
5. One more important thing is that Dialabank helps customers without any fee. There are no supplementary charges of applying for a gold loan online on the website of Dialabank.
6. Also, if you are applying for a gold loan with Dialabank, very little paperwork is required.
7. You can avail of a high LTV of your gold.
8. In the end, the Relationship managers are trained enough to guide you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Allagadda

The applicant also has a choice to get a Gold Loan from the nearby branches. Type Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan.

You can avail loans from Gold Loan Branches. To find the nearest branch, search Gold Loan near me.

Processing Fees / Prepayment Charges on Gold Loan Allagadda

CIBIL Score Required for Gold Loan Allagadda

Every lending foundation has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Allagadda.  Most institution’s requirement is having a 750 CIBIL score for the processing of your loan application.

The foundations also examine the detailed behavior of the previous loans taken. It involves details on the type of loan taken and the loan amount borrowed. Any delayed payments for previous loans can act as an obstacle to getting a fresh loan.

About Allagadda

Allagadda is a municipality in the Kurnool district of the Indian state of Andhra Pradesh. It is a very easy and effortless process to take a gold loan when you will apply through Dialabank. In a gold loan, there is no need to mortgage any property as it is a secured loan. so, it is very beneficial for an individual to take a gold loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

Know More – Gold Loan Near Me

Gold Loan in Other Cities

FAQs About Gold Loan Allagadda

1. How does  Gold Loan work?
   The loan on gold is very simple to comprehend. The Banks /NBFC offers you funds against your gold ornament. The amount depends on the gold weight.
2.  Gold Loan is secured?
   Yes, it is necessary to note that the loan on gold comes in the category of secured loans. Due to a gold loan, the consumer put their gold ornaments into the bank’s locker as security.
3. What happens when you are not capable to repay a Gold Loan?
   If the consumer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
4. To get a gold loan do I need a co-aspirant?
   No, to get a Gold loan you don’t require any co-applicant.
5. Is a gold loan a better choice than a Personal loan?
   Yes, a Gold loan is better than personal Loan cause Gold Loan banks/NBFC takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is less secured and hence carries higher interest than a gold loan.
6. What is the best online platform to get a gold loan?
   Dialabank is the best platform to get a gold loan. Dialabank provides you a hassle-free process as well as the lowest interest rate in the market as compared to others.
7. Is there any charge payable for the Gold Loan?
   Yes, you have to pay the loan processing fee (non-refundable) and the Valuation fee.