Gold Loan Bathinda

Best Banks for Gold Loan in Bathinda

Gold Loan Bathinda Features

Gold Loans are now pretty easy and less time consuming to get the most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you will not able to repay, the loan can be renewed.

Gold Loan Rate Per Gram Today in Bathinda

Gold Loan in Bathinda Interest Rates and Charges

Gold Loan in Bathinda Documents Required

1. Signed Application form
2. 2 recently clicked passport size photographs of the applicant.
3. Government-approved ID Card such as Driving license/passport/Aadhar card, etc
4. Proof of Residence is necessary(anyone): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Land Proof is in demand: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
6. Certificate by the Jewel Appraiser (Bank will handle it)
7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
8. A Demand Promissory Note.
9. Proof of Income (i.e. salary slips/ Form 16)

Gold Loan in Bathinda Eligibility Criteria

1. An applier must be at least 21 years old.
2. An applier should not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Bathinda

Online Process to Apply for Gold Loan Bathinda

• You can apply for the Gold Loan at Dialabank.
• It is less time consuming and convenient
• Fill an online form with personal details
• Our relationship manager will then contact you for further assistance
• You can also avail of a document pick up facility from your doorstep.
• For more information about Gold Loan Bathinda, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

1. Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
2. Dialabank has a good reputation among the customers because of its best services.
3. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
4. Dialabank provides a document pickup facility from the doorstep of the consumer.
5. There is no processing fee or secondary charges for availing the service through Dialabank.
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Bathinda

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Bathinda

CIBIL Score Required for Gold Loan Bathinda

Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.