Vijaya Bank Visa City Specifics Credit Card

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Vijaya Bank Visa City Specifics Credit Card

Vijaya Bank Visa City Specifics Credit Card Features

Vijaya Bank Visa City Specifics Credit Card

The features of the Vijaya Bank Visa City specifics Credit Card is as follows:

  • Interest-Free Credit Period: The cardholders will get an Interest-free credit period of up to 51 days.
  • Cash Withdrawal Facility: The cardholders can withdraw cash from any ATM.
  • EMI Facility: The EMI Facility is available with the card.
  • Validity: The credit card is valid for three years. It needs no renewal for three years.
  • Wide Acceptance: The Vijaya bank Gold credit card is accepted globally. 
  • 24/7 Customer Care: Bank Of India offers 24/7 toll-free customer care service and guidance for reporting stolen or loss of cards.

Vijaya Bank Visa Visa City Specifics Credit Card Eligibility Criteria

The following is the eligibility criteria for Vijaya Bank Visa City Specifics Credit Card:

Eligibility Criteria


Minimum Age 18 Years
Maximum Age 60 Years
Minimum Annual Income  50,000
  • The applicant should be of Indian origin.
  • Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL Cibil Score | Credit History | Account holder at Vijaya bank

Vijaya Bank Visa Gold Credit Card Documentation

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Vijaya Bank Visa City Specifics Credit Cards are shown in the below table:


Fees and Charges

Annual Fee 400 INR
Add on Card Fee 400
Joining Fee 400
Card hotlisting fee 229
Surcharge 10
Card Replacement 172

Rewards Points programs

Any time Rs. 100 is spent on purchases of products and services, 1 loyalty point is awarded.

Vijaya Bank Visa City specifics Credit Card Limit

  • The flexible credit limit is offered to the Vijaya bank clients.
  • The maximum amount of a card is 75,000
  • The minimum limit to the card is 5000.

How to apply for Vijaya Bank  Visa Gold Credit Card

  1. First, visit the Dialabank website.
  2. Select Vijaya Bank Credit card
  3. Fill the application form for that card.
  4. Fill in all your basic details correctly.
  5. Check your eligibility and if you are eligible then you can complete the online application.

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