Syndicate Bank Gold Credit Card Features
Key Features:
- Availability: Available for Business professionals, Self-employed, Salaried people.
- Variant: The card is a photo and a signature card.
- Interest-free credit Period: The credit amount can be availed between 20 to 50 days.
- Low rate of Interest: The interest rates availed on the credit is low as 2% a month.
- Reward Points: The Reward points are provided by the card. Each spending of up to 200 gives 1 reward point.
- Cash Advance: Cash withdrawal is available at any ATM.
- International acceptance: The gold Syndicate card is Globally accepted.
- Card add on: The card provides the facility of family card add ons eligible for members above the age of 18.
Additional Features:
- Bonus Rewards: Customers could avail of bonus reward points by registering for the e-statements of the account.
- Annual Fee: There is no annual fee required by the bank on the gold syndicate credit card.
Syndicate Bank Gold Credit Card Eligibility:
| Minimum Age requirement | 21 years |
| Maximum Age requirement | 60 years |
| Minimum salary for Salaried & Self employed | 60,000 |
| Minimum salary for Business professionals | 1 Lakh |
| Other requirements | Cibil Score | Credit History |
Syndicate Bank Gold Credit Card Documentation:
| Income Proof | Residence Proof | Identity Proof |
| Bank Statements | Utility Bills | Aadhar Card |
| PAN Card | Aadhar Card | Driving Licence |
|
Form 16 |
Driving Licence | PAN Card |
Syndicate Bank Gold Credit Card Fee & Charges:
| Charge | Amount |
| Annual Fee | NIL |
| Joining Fee | NIL |
| Renewal Fee | 500 |
| Interest Rate | 2% a month |
| Supplementary Card | NIL |
Reward Points Program:
- Earn 1 reward point for every expense for more than 200 INR from Syndicate gold credit card.
- The reward points can be used for the renewal fee later on.
- The reward points also can be cashed out by syndicate banks.
- The value of 1 reward point is 50 paise.
- The value of the encash amount can be credit directly to your bank account.
- The customers can also get a reward bonus point. The customer needs to register their e-statement with the bank.
Syndicate Bank Gold Credit Card Limit:
The syndicate classic credit card is a zero balance account with a card limit of 1 lakh INR.
How to apply for Syndicate Bank Gold credit card
- Dialabank helps you to apply for a classic credit card.
- You can visit the ‘Credit Cards’ page.
- Enter your personal and contact details.
- After the verification, a representative from the bank will get in touch with you and ask to guide you through the process.
- You may have to submit KYC documents and income proof to get a Syndicate Bank credit card.
- You can also visit the nearby Syndicate Bank branch to apply for a credit card.
