Top 7 Bank Of India Credit Cards
Name |
Annual Fee |
Category |
Minimum Income |
| Bank Of India – India Credit Card | Abandoned if your Min. transaction is Rs.20,000 in the previous year | Finance and Rewards | N/A |
| Bank Of India Visa Gold Card | Rs.600 | Shopping and Rewards | Rs.1.5 Lakhs |
| Bank Of India Visa Platinum Privilege Card | Rs.600 | Shopping | Rs.1.5 Lakhs |
| Bank Of India Gold International Card | Rs.1500 | Travel | Rs.1.5 Lakhs |
| Bank Of India Navy Classic Credit Card | Rs.600 | Created For Indian Navy Members | Rs.1.5 Lakhs |
| Bank of India Navy Gold Credit Card | Rs.600 | Created For Indian Navy Members (Lifestyle) | Rs.1.5 Lakhs |
| Bank Of India TAJ Premium Credit Card | Rs.800 | Created For TAJ Group Members(Shopping) | Rs.1.5 Lakhs |
Types of Credit Cards offered by Bank Of India
Considering the needs of customers, Bank Of India provides a wide range of credit cards. Below you will find different types of Credit Card categories. You can choose a credit card according to your need.
Lifestyle credit cards from Bank Of India :
You can enjoy a better lifestyle with the Bank Of India Lifestyle Credit Cards. You will also get rewards and discounts on these credit cards.
Apply For Bank Of India Visa Gold Credit Card
Travel Credit Cards From Bank Of India
Bank Of India also provides credit cards for your travel expenses. These credit cards are accepted worldwide.
Apply For Bank Of India Gold International Card
Rewards Credit Cards From Bank Of India
Bank Of India provides great rewards to their customers on the amount they have spent using credit cards.
Apply For Bank Of India – India Credit Cards
Premium Credit Cards From Bank Of India
If you are a member of the TAJ group then you can get this credit card. This is specially created only for the members of the TAJ group.
Apply For Bank Of India TAJ Premium Credit Card
Bank Of India Credit Cards Eligibility Criteria
Following is the eligibility criteria for Bank Of India Credit Cards :
| Eligibility Criteria | Details |
| Minimum age | 18 Years |
| Maximum age | 60 Years |
| Minimum Annual Income | Rs.1,50,000 (Min.Rs.75,000 for India Credit Card) |
| Occupation | Available for both Salaried and Self- Employed Individuals |
| Other Criteria | Good CIBIL score |
Bank Of India Credit Cards Documents Required
Below mentioned documents are required in order to get the credit card from the Bank Of India:
| Identity Proof | Address Proof | Income Proof |
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How to Apply For Bank Of India Credit Cards
You can easily apply for Bank Of India Credit Cards through Dialabank. Follow the following steps and get your credit card easily.
- First, visit the Dialabank website.
- Fill the application form. Fill in all your basic details correctly.
- Find your preferred Bank Of India Credit card.
- Check your eligibility and if you are eligible then you can complete the online application.
Bank Of India Credit Cards Rewards Programme
- You will get 1 reward point for every purchase of Rs.100
- You will get free gifts, merchandise, and services that are available in the Bank of India Credit Card rewards points gift list. It includes:
- Airline Tickets
- Bus Tickets
- Movie Tickets
- Personalized Products
- Entertainment Products
- Electronic Items
Why choose Bank of India Credit Cards?
Bank of India provides a variety of credit card options, each one designed to fulfil a particular need. Bank of India Navy Classic, Navy Gold, TAJ Premium Card, Visa Gold Card, Visa Gold Card International Card, Visa Platinum Privilege Card, Bank of India Credit Card for Pensioners, and Bank of India India Card are among the options available to customers. Many of these credit cards come with a slew of perks that include unique perks and banking advantages. Credit cards from the Bank of India come with a slew of benefits, including EMI options, global recognition, higher credit limits, and flexible credit options. The Bank of India Credit Cards requires minimal documentation.
Features and Benefits of Top 10 Bank of India Credit Cards
Bank Of India – India Credit Card
Bank Of India – India Credit Card |
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Bank Of India Visa Gold Credit Credit Card
Bank Of India Visa Gold Credit Credit Card |
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| Features | Benefits |
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Bank Of India Navy Classic Credit Card
Bank Of India Navy Classic Credit Card |
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| Features | Benefits |
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Bank Of India TAJ Premium Credit Card
Bank Of India TAJ Premium Credit Card |
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| Features | Benefits |
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How to Check Bank of India Credit Cards Status?
The Bank of India has launched a simple mechanism to monitor your credit card application status online to make the banking process easier. The measures for testing the Bank of India credit card application online are as follows.
You should go to the bank’s official website. You can go to the bank’s credit card site. You can check the status of your credit card application by entering your application reference number, application form number, telephone number, or date of birth.
How to Apply Offline?
The offline mode of application is available for the customers to apply for a credit card. The customer can visit the bank branch personally and submit the application.
- Visit Dialabank website.
- There is a simple form given at the top of the page.
- Fill in the details like name, contact number, salary, etc in the form.
- Click on the request quote.
- Wait for some time, our representative will get in touch with you and will provide you with more details and offers.
- Get a credit card from the bank.
You may get our guidance and help throughout the process of application. Also, you can get the best offers and options with Dialabank.
How to Apply Online?
You can also apply for a credit card by visiting the bank branch. What you have to do is,
- Find the nearest Bank of India branch from google.
- Visit the bank branch.
- Get more information about credit cards from the officers.
- Apply for a credit card.
- Submit the required documents and get the credit card.
Bank of India Customer Care Number
For all your credit card application status related queries, you can call the 24X7 toll-free numbers 1800 220 088. Contact Dialabank at 9878981166 for an easier application process
Bank of India Credit Cards Offers
Credit cards have been ingrained in our culture. In the market for various forms of credit cards, we are spoiled for options. With so many credit card deals available, it has become a popular method of financial transaction payment. One can take advantage of a variety of credit card benefits. It is quickly becoming a valuable financial asset in our lives.
The majority of major credit card companies have partnerships with luxury brands, merchandise partners, exclusive dining, travel & hotel privileges, movie tickets, and cashback. Credit cards extend credit and thereby assist us in managing our financial needs in the interim.
Bank of India Credit Cards Fees and Charges
| Bank of India Credit Card | Add On Card Fee/ No. of add-on cards permitted | Penalty Interest Rate |
| Navy Classic Credit Card | Two add-on cards | NIL |
| Navy Gold Credit Card | Two add-on cards. | NIL |
| TAJ Premium Card | Up to Two add-on cards at Rs.400 annually | 1.70 per cent per month |
| Visa Gold Card | Up to Two add-on cards at Rs.350 annually | 1.70 per cent per month |
| Visa Gold International Card | Up to Two add-on cards at Rs.800 | 1.70 per cent per month |
| Visa Platinum Privilege Card | Up to Two add-on cards at Rs.350 annually | 1.70 per cent per month |
| Bank of India – India Card | NIL | 1.70 per cent per month |
FAQs for the Bank of India Credit Cards
✅ What are the credit card billing options available to me?
Two types of credit card billing options are offered to customers.
- Direct Billing wherein the customer can make payment for the bill depending on the card used on or before the due date.
- Branch billing cards where the bill amount for the usage is debited to the charge account on the due date of the bill by the Bank of India.
✅ Can I get supplementary cards with a Bank of India Credit Card?
Yes, cardholders are offered up to two add-on cards depending on the primary card type. Add-on cards can be issued to immediate relatives of the primary cardholder and the total credit limit of primary and add the card should not exceed the spending limit of the primary card.
✅ In case I lose or misplace my Bank of India credit cards, what should I do?
In case of the unfortunate event of card loss or misplacement, call Bank of India’s 24/7 helpline as soon as possible. Your card will be blocked to prevent unauthorized usage.
✅ How do I renew my Bank of India credit cards?
The annual renewal happens automatically until the cancellation is notified 2 months prior to the card expiry. Otherwise, in the case of branch billing cards, the customer has to get the credit card from the bank branch after renewal. For customers with direct billing cards, the card will be sent to the address available on the system.
✅ What are the charges for balance enquiry using my credit card?
The charges will be Rs. 20 at other bank ATMs and no charge will be levied for a balance enquiry at BOI ATMs using the Bank of India Credit Card.
✅ Are BOI Credit Cards globally accepted?
Yes, Bank of India credit cards is globally accepted.
News for Bank of India
The Bank of India has announced a change in leadership.
With immediate effect and until further orders, Vandita Kaul, Additional Secretary, Government of India, Ministry of Finance, Department of Financial Services, has been appointed as a Government Nominee Director on the Board of Directors of Bank of India, succeeding Dakshita Das.
Bank of India recorded a net profit of Rs 548 crore in the fourth quarter.
According to Sharekhan, Net Interest Income (NII) will rise by 0.1 per cent year over year (up 1.5 per cent quarter over quarter) to Rs 3,797 crore. Pre-Provision Profit (PPP) is expected to drop by 1.3 per cent year over year (down 7.7% quarter over quarter) to Rs 2,618 crore.
Bank of India’s standalone Net Interest Income (NII) was Rs 3,739.54 crore, down 9.19 per cent year on year.
The EPS of the Bank of India increased from Rs. 0.32 in December 2019 to Rs. 1.65 in December 2020. Bank of India’s stock closed at 59.25 on February 9, 2021 (NSE), with a six-month return of 21.41 per cent and a 12-month return of -8.35 per cent.
