Andhra Bank Visa Platinum Credit Card Features
The features of the Andhra Bank Visa Platinum Credit Card is as follows:
- Acceptance globally: At merchant outlets, online, teleshopping, IVRS and mail order, this Andhra Bank Visa Platinum Credit Card is accepted worldwide.
- No Admission Fees: Apply for the Andhra Bank Visa Platinum Credit Card free of charge. To become a cardholder costs nothing.
- Credit Revolving: Buy now and pay with your Platinum Card from Andhra Bank later. Enjoy a 20-day to 51-day interest-free period on your transactions.
- Lowest Charges for Service: Enjoy the lowest operating rates on your revolving credit of just 1.50 per cent a month.
- Annual Fee Waiver: Enjoy the first year with zero subscription fees. If you spend at least Rs. 30,000 in the preceding year or use the card for 18 purchases, get the annual fees waived for the second year onward.
- Statements and Summaries: With the specifics of your activities and spending habits, Andhra Bank will give you a summary of the year. Via post and email, your monthly statements will meet you.
- 24×7 Customer Care: Andhra Bank offers clients a 24×7 hotline to fix any problems they may have. To report card withdrawals, ask about card declines and find out your remaining balance, cash or credit cap, transaction information, card use and more, you can contact the bank.
Andhra Bank Visa Platinum Credit Card Eligibility Criteria
The following is the eligibility criteria for Andhra Bank Visa Platinum Credit Card:
Eligibility Criteria |
Details |
|
Minimum Age |
21 years |
| Maximum Age | 70 years |
| Minimum Annual Income | Rs. 5 lakhs |
| CIBIL | A decent CIBIL score is required |
| Nationality | The applicant should be a resident of India or a Non-Resident Indian |
Andhra Bank Visa Platinum Credit Card Documentation
The following documents are required for Andhra Bank Visa Platinum Credit Card:
| Proof of Identity | Proof of Residence | Proof of Income |
|
PAN Card Aadhaar card Driver’s License Passport Voter’s ID Overseas Citizen of India Card |
Recent telephone bills Electricity bills Passport Voter ID |
Recent IT Returns Salary slips last three months bank account statements |
Andhra Bank Visa Platinum Credit Card Fees and Charges
The Fees and Charges related to Andhra Bank Visa Platinum Credit Card are shown in the below table.
Services |
Fees and Charges |
| Joining Fees
|
NIL |
| Annual Fees
|
Rs. 1000 |
| Add-on card charges | Rs 300 |
| Cash advance transaction charge | 2% of the transaction amount. |
| Card Replacement Charges | Rs. 200 |
| Charge Slip Request Fees | Rs 100 |
Andhra Bank Visa Platinum Credit Card Rewards Points programs
- You can earn 5 reward points for every spend of INR 150.
-
Only the transaction is done via POS terminals, IVR, internet, and MOTO will be allocated the reward points.
- The earned reward points can be converted to cashback points. One reward point corresponds to INR 0.10 Paisa.
- Spend the reward points for an exciting range of merchandise and gift vouchers.
How to apply for Andhra Bank Visa Platinum Credit Card
You can conveniently use Dialabank to apply for an Andhra Bank Visa Platinum Credit Card.
Take the following steps to quickly obtain your credit card:
- Visit the Dialabank website first.
-
Pick the same.
-
For that card, fill in the application form. Fill in all the information needed correctly.
-
Check your eligibility and then you can complete the online application if you are eligible.
Other Top Credit Cards by Andhra Bank
- Andhra Bank Visa Signature Credit Card
- Andhra Bank Rupay Platinum Credit Card
- Andhra Bank Rupay Select Credit Card
- Andhra Bank Visa Classic Credit Card
