Best Banks for Used Car Loan in Siliguri
Used Car Loan Siliguri Features
Used Car Loan is convenient for you at attractive interest rates. Used Car Loan Siliguri provides you financial help for getting a loan for a pre-owned or used car.
The features of the used car loan in Siliguri are:
- Avail maximum loan amount of up to Rs. 2.5 crore
- Get a 100% loan amount of the value of the car
- At loan maturity, the car’s age must not exceed 10 years
- Avail loan amount up to 6 times of your yearly income
- Provision of personalized assistance
- Get customized and convenient refund plans with reasonably priced
- Maximum loan tenure is up to 5 years for a pre-owned car
- Simple and hassle-free processing
- Get your second-hand car approval faster
- Loan amount disbursed speedily
- Quick and less documentation
- Get a loan amount of up to 85% of the car value without income proof
- Get benefit from end-to-end advising
Used Car Loan Siliguri Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Siliguri Documents Required
The documents required for a used car loan in Siliguri is different for Salaried and Self Employed applicants:
For Salaried:
Any of the following documentation required for identity and residence proof:
- Valid Passport
- Voter ID Card
- Permanent Driving License
- Job Card
- Letter issued by the National Population Register
The following documents for income proof:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank statement of last 6 months
Any of the following document required for signature proof:
- Passport Copy
- Photo Driving License with DOB
- Credit card statement with Credit Card Copy
- Banker’s verification
For Self Employed:
- For age proof, the documents required are Memorandum and Articles of Association/Certificate of Incorporation
- For identity proof, the documents required are Memorandum and Articles of Association/Certificate of Incorporation
- For Income Proof, there is a requirement of the Latest ITR and balance sheet with profit and loss account
- Address Proof Documents(Anyone): Memorandum and Articles of Association, Certificate of Incorporation, Telephone Bill, Electricity Bill
- For Sign Verification Proof: Passport Copy, Photo Driving License with DOB, Credit Card Statement, Banker’s Verification
Also, the used car loan can be borrowed in the following type of firms as well:
- Partnership Firms
- Sole Proprietorship
- Public Limited Companies
Used Car Loan Siliguri Eligibility Criteria
The car loan eligibility requirements are as followed in Siliguri:
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 1 year in the current job and a minimum of 2 years of working
- Minimum Annual Income: Rs. 2,50,000 net annual income
- Doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state, and local bodies include in this loan
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 3 years
- Minimum Annual Income: Rs, 2,50,000 per annum
- This includes appliers who own a private company in the business of manufacturing, trading, or services
- Appliers who have an office landline
The following type of firm are also eligible to take a pre-owned car loan in Siliguri:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Hindu Undivided Family
How to Apply for Used Car Loan in Siliguri?
Availing a Used Car Loan in Siliguri is an easy and smooth process with Dialabank. Follow the following steps to get the best offers:
- Visit our website Dialabank
- Click on the car loan option convenient in the menu
- Fill in the details regarding the car type and your income
- Wait as our relationship manager will soon get in contact with you on your provided mobile number.
- You may also contact our relationship managers at 9878981166 in case of any queries about the used car loan.
- For availing a car loan offline you will have to visit the bank branch personally, which might turn to be hectic for you.
Used Car Loan for Major Car Manufacturers in Siliguri
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan in Siliguri
CIBIL Score Required for Used Car Loan in Siliguri
The CIBIL score is referred to as what defines your capacity to pay off your credits. A higher Credit score means good credit history and makes your Used Car Loan Siliguri application process hassle-free and easy to be processed. Mostly, banks and NBFCs consider a good credit score to approve your loan application process in Used Car Loan Siliguri
The CIBIL score required for availing a loan for a used car or second-hand cars in Siliguri is 720 and above. Those who have a minimum CIBIL score of 720 is eligible for getting a pre-owned car loan in Siliguri. This score may again differ from bank to bank. In case of a low CIBIL score, you will pay a high-interest rate on the amount while if your CIBIL score is good then you may have to pay a low interest rate. Thus, a CIBIL score is an important factor for getting a Used Car Loan Siliguri.
Used Car Loan Siliguri Contact Number
In case of any queries regarding the used car loan in Siliguri, you may contact the number 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Used Car Loan Siliguri
Used Car Loan EMI Calculator Siliguri
About Siliguri
Siliguri is a metropolitan city that reaches the area of the Darjeeling and Jalpaiguri districts of West Bengal, India. It is famous for three Ts is Tea, Timber, and Tourism. Also, called The Gateway of Northeast India.
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