Best Banks For Used Car Loan In Krishnagar
Used Car Loan Krishnagar Features
By getting a loan for used car ownership, all the worries of financial pressure go away.
An applicant can easily avail a used car loan in Dwarka at a very affordable and low-interest rate to be paid. The EMIs are also easily maintained and effectively considered.
Any applicant of the advance can borrow an approx amount to Rs. 2.5 crores and also 100% amount of the required car by approximate income salary to be 3-6% of the loan amount.*
Some other notable used car loan Krishnagar features include:
- Hassle-free procedure and smooth process.
- Quick availing loans available for a used car.
- Easy pickup services of the documents required for car loan from your door.
- Up to 85% of the value of the car as a loan amount for 5 years and that too without any income proof.
*Age of Car should not cross 10 years at loan maturity. The maximum loan tenure of 60 months is available with flexible repayment tenures from 12 months to 60 months.
Terms & conditions apply, offers on specific models only.
Visit Dialabank to know more about Used Car Loan Krishnagar.
Used Car Loan Krishnagar Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Krishnagar Documents Required
For Salaried Individual:
Any of the following documents as identity & Address Proof:
- Valid Passport
- Permanent Driving license [recent, legible, laminate]
- Letter issued by the National Population Register containing details of name & address
- Voters ID Card
- Job card issued by NREGA
All the following documents as proof of income:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank Statements for the previous 6 months
Any of the following for sign verification proof:
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Passport Copy
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank
For Self Employed**:
Age proof: Memorandum and Articles of Association/Certificate of Incorporation.
Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.
Income proof: Latest ITR and audited balance sheet along with profit & loss account.
Any of the following documents as address proof:
- Telephone Bill
- Memorandum and Articles of Association
- Certification of Incorporation
- Electricity Bill
Any of the following for sign verification proof:
- Passport Copy
- Credit Card Statement with Credit Card Copy
- Banker’s Verification
- Photo Driving License with DOB (recent, legible, laminated)
- Copy of Margin Money Paid to the Bank.
**The following type of companies can also apply for a Used Car Loan Krishnagar:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Krishnagar Eligibility Criteria
The following people are eligible to apply for a Pre-Owned Car Loan:
Salaried Individual:
- The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
- Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
- Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
- Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.
Self Employed***:
- This includes individuals who own a private company in the business of manufacturing, trading, or services
- Rs. 2,50,000 per annum should be a minimum earning.
- Individuals who have an office landline.
***The following type of companies are also eligible for a Used Car Loan Krishnagar:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan For Major Car Manufacturers In Krishnagar
TABLE WILL APPEAR
Processing Fees / Prepayment Charges On Used Car Loan In Krishnagar
Pre Calculated EMI Table For Used Car Loan Krishnagar
Used Car Loan EMI Calculator
About Krishnagar
Krishnanagar is a city and a municipality in West Bengal. It is the headquarters of the Nadia district.
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