Best Banks for Used Car Loan in Khurja
Used Car Loan Khurja Features
A Used Car Loan Khurja has the features as mentioned below by Dialabank:
- You can get a loan of up to Rs.2.5 crores on the car’s price
- Car at loan age need not exceed 10 years, with the maximum loan period of 60 months.
- Personalized help and meeting provided by our extremely trained specialists to settle on a car that meets your desires.
- The simply payable instalments are available with convenient and customised repayment plans.
- Flexible payment tenures of the instalment extending from twelve months.
- You may additionally borrow up to 100% of the worth of the automotive to the worth of 3-6 times your annual remuneration.
- Enjoy doorstep service and straightforward documentation for our customers.
- 85% of the worth as a loan quantity for five years while no proof verification of income will be done.
*Terms and Conditions Apply
Used Car Loan Khurja Interest Rates
Bank
|
Processing Fee
|
Prepayment Charges
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
Kotak Car Loan
|
1% to 2%
|
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan
|
Nil
|
Nil
|
Muthoot Car Loan
|
Nil
|
Nil
|
Manappauram Car Loan
|
Nil
|
Nil
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
Canara Bank Car Loan
|
1%
|
Nil
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Khurja Documents Required
documents required for a car loan are mentioned here-under:
For Salaried Individuals:
For Identity and Address Proof:
- Passport
- Driving license
- The letter assigned by the National Population Register mentioning name & address
- Voters ID Card
- Job card provided by NREGA
For Income Proof:
- Latest Salary Slip
- Bank Statements for the last 6 months
- Latest Form 16/ Latest ITR
For Signature Verification Proof:
- Driving License
- Credit Card Statement and its Copy
- Banker’s Verification
- Copy of Margin Money Paid to Bank
- Passport Copy
For Self Employed**:
Income proof: Most Recent ITR and audited balance sheet with profit & loss account.
Age and Identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.
For Sign Verification Proof:
- Credit Card Statement and its Copy
- Copy of marginal cash paid to the Bank.
- Passport Copy
- Verification of the banker
- Driving License
For Address Proof:
- Telephone Bill
- Electricity Bill
- Memorandum and Articles of Association
- Certification of Incorporation
**The following businesses are also applicable for a Used Car Loan Khurja:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Khurja Eligibility Criteria
The below-mentioned people meet the eligibility criteria for a Car Loan in Khurja city:
Salaried Individual:
- Minimum Job Experience: People with job experience for a minimum of two years and a minimum of one year with the current employer.
- Minimum Earning: People receiving a minimum of Rs. 2.5 lakhs yearly, the income of the husband/wife can be considered as included with the income of the candidate.
- Age Limit: People must have the age of minimum 21 years when asking for the loan and a maximum of 60 years of age at the closing of the loan period.
- Professionals a doctor, CAs, private and public limited company employees are eligible to apply for this loan.
Self Employed***:
- People owning a private company dealing with manufacturing, trading, or service sectors.
- Rs. 2.5 lakhs per year should be a minimum earning.
- People who have an office landline number.
***The following organisations are also eligible for a Used Car Loan Khurja:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Private Limited Companies
Used Car Loan for Major Car Manufacturers in Khurja
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Khurja
Pre Calculated EMI Table for Used Car Loan Khurja
Used Car Loan EMI Calculator Khurja
About Khurja
Khurja is a town famous for its ceramics with great historical significance since ages in the Uttar Pradesh state of India.
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