Best Banks for Used Car Loan in Firozabad
Used Car Loan Firozabad Features
- Avail maximum loan amount of up to Rs. 2.5 crore
- Get a 100% loan amount of the car price
- At loan maturity, the age of the car should not exceed 10 years
- Avail loan amount up to 6 times of your yearly income
- Provide personalized assistance
- Get customized and convenient repayment plans at a reasonable price
- The maximum loan tenure period is up to 5 years for a pre-owned car
- Easy and simple processing
- Get your second-hand car approval faster
- Loan amount disbursed quickly
- Quick and easy documentation
- Get a loan amount of up to 85% of the car value without salary proof
- Get benefit from end-to-end advising
Used Car Loan Firozabad Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Firozabad Documents Required
The documents required for a Used Car Loan Firozabad is different for Salaried and Self Employed applicants.
Documents required to avail of a car loan :
For Salaried:
Any of the following documentation required for identity and residence proof:
- Valid Passport
- Voter ID Card
- Permanent Driving License
- Job Card
- Letter issued by the National Population Register
The following documents for income proof:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank statement of last 6 months
Any of the following document required for signature proof:
- Passport Copy
- Photo Driving License with DOB
- Credit card statement with Credit Card Copy
- Banker’s verification
For Self Employed:
- For age proof, the documents required are Memorandum and Articles of Association/Certificate of Incorporation
- For identity proof, the documents required are Memorandum and Articles of Association/Certificate of Incorporation
- For Income Proof, there is a requirement of Latest ITR and balance sheet with profit and loss account
- Address Proof Documents(Anyone): Memorandum and Articles of Association, Certificate of Incorporation, Telephone Bill, Electricity Bill
- For Sign Verification Proof: Passport Copy, Photo Driving License with DOB, Credit Card Statement, Banker’s Verification
Also, the used car loan can be borrowed in the following type of firms as well:
- Partnership Firms
- Sole Proprietorship
- Public Limited Companies
Used Car Loan Firozabad Eligibility Criteria
Eligibility criteria to get a car loan :
A good CIBIL score is a must before applying for a loan other than a gold loan. Making sure your CIBIL score is good before applying for a loan is a good practice.
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
- Minimum Yearly Income: Rs 2,50,000 net annual income
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 3 years
- Minimum Annual Income: Rs, 2,50,000 per annum
The following type of firm are also eligible to take a pre-owned car loan in Firozabad:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Hindu Undivided Family
How to Apply for Used Car Loan in Firozabad?
Availing a Used Car Loan in Firozabad is an easy and smooth process with Dialabank. Follow the following procedures to get the best offers:
- Visit our website Dialabank
- Click on the car loan option convenient in the menu
- Fill in the details about the type of car and your salary
- Wait as our relationship manager will soon get in contact with you on your provided mobile number.
- You may also reach our contact managers on the number 9878981166 if you have any questions about the used car loan.
- For availing a car loan offline you will have to visit the bank branch personally, which might turn to be hectic for you.
Used Car Loan for Major Car Manufacturers in Firozabad
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan in Firozabad
CIBIL Score Required for Used Car Loan in Firozabad
The CIBIL score is referred to as what defines your ability to pay your credits. A higher Credit score means good credit history and makes your Used Car Loan Firozabad application process hassle-free and easy to be processed. Mostly, banks and NBFCs consider a good credit score to approve your loan application process in Used Car Loan Firozabad.
The CIBIL score required for availing a loan for a used car or second-hand cars in Firozabad is 720 and above. Those who have a minimum CIBIL score of 720 is eligible for getting a pre-owned car loan in Firozabad. This score may again differ from bank to bank. If you have a low CIBIL score than the required value, you will be paid a high-interest rate on the loan amount while if your CIBIL score is good then you may have to pay a low-interest rate. Thus, a CIBIL score is an important factor for getting a Used Car Loan Firozabad.
Used Car Loan Firozabad Contact Number
In case of any queries regarding the used car loan in Firozabad, you may contact the number 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Used Car Loan Firozabad
Used Car Loan EMI Calculator Firozabad
About Firozabad
Firozabad is a city near Agra in the state of Uttar Pradesh in India. It is the core of India’s glassmaking business and is known for the variety of the bangles and also glasswares produced there.
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