Best Banks for Car Loan in Lakhisarai
Car Loan Lakhisarai Features
Don’t wait to buy a new car! select the car and then apply for a car loan in Dialabank.com you can easily get the car loan with a low rate of interest. for buying the car is a heavy decision in every family. mainly in the middle-class family, its is the biggest event to them. so Don’t miss the chance of buying the car. if you were financially weak, Dialabank will help you in getting the loan.
Car Loan Lakhisarai Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Lakhisarai Documents Required
Documents required for car loan are as followed:
For salaried:
- 2 passport size photocopies are necessary.
- Proofs like PAN Card, Voters ID card, Driving License are required.
- Latest 3-month salary slip with form 16.
- Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
- The last 6 months’ bank statement is needed.
For self-employed:
- 2 passport size photocopies are necessary.
- Proofs like PAN Card, Voters ID card, Driving License are required.
- The latest Income tax returns required.
- Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
- The last 6 months’ bank statement is needed.
Car Loan Lakhisarai Eligibility Criteria
The car loan eligibility criteria requirements are as followed:
For salaried:
- Firstly, the borrower must be an Indian citizen.
- Secondly, the minimum applicant age 21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
- Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
- Besides that, the applicant must have secure employment working the current job status of one year as well as regular income in the account.
- More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
- After that, the monthly income of the applicant should be Rs. 18k minimum.
- After that, the borrower should be from two years in employment as well as from 1 year in the same company.
- Finally, CIBIL scores of the borrower should be more than 750.
For self-employed:
- Firstly, the borrower must be an Indian citizen.
- Secondly, the minimum applicant age 21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
- More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
- Besides that, the borrower should have some source of income.
- Moreover, the borrower should be in the business for two years.
- Finally, CIBIL scores of the borrower should be more than 750.
Car Loan for Major Car Manufacturers in Lakhisarai
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Lakhisarai
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Lakhisarai
CIBIL score plays a key role while getting the loan. If your CIBIL score is between 750-900. then you will get the quick loan approvals. If the CIBIL score is less than 700 then your application will be pending. Make sure you check your CIBIL score before you apply for car loan. If you pay your EMIs in time then your CIBIL score will be increased. If you do not repay Your EMI your CIBIL score will be reduced. The applicant has to pay monthly EMIs according to there schedule of the bank.
Car Loan Lakhisarai Contact Number
For instant help and any more queries, you can call 9878981166.
Pre Calculated EMI Table for Car Loan Lakhisarai
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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